Brazos Valley Schools Auto Loans

Brazos Valley Schools Auto Loans Review

Brazos Valley Schools Auto Loans is offered by Brazos Valley Schools Credit Union, a credit union founded in 1954 and based in Katy, TX. Brazos Valley Schools Auto Loans are available in 50 states (and Washington, DC).

Brazos Valley Schools Auto Loans FAQ

What APR does Brazos Valley Schools Auto Loans offer on its car loans?

Brazos Valley Schools Auto Loans offers a variable APR car loan product that ranges from 4.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Brazos Valley Schools Auto Loans?

Brazos Valley Schools Auto Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Brazos Valley Schools Auto Loans charge an origination fee?

Yes, Brazos Valley Schools Auto Loans may charge a loan origination fee.

Does Brazos Valley Schools Auto Loans charge a late fee?

Yes, Brazos Valley Schools Auto Loans charges borrowers with a late payment penatly fee

Does Brazos Valley Schools Auto Loans charge prepayment fees?

Yes, Brazos Valley Schools Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Brazos Valley Schools Auto Loans loan?

Yes, you can. However, Brazos Valley Schools Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Brazos Valley Schools Auto Loans?

Brazos Valley Schools Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Brazos Valley Schools Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Brazos Valley Schools Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Brazos Valley Schools Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Brazos Valley Schools Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Does Brazos Valley Schools Auto Loans report your account activity to credit bureaus?

Yes, Brazos Valley Schools Auto Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Brazos Valley Schools Credit Union a legit company?

Brazos Valley Schools Credit Union was founded in 1954, it is a well-established company that has been in business for 69 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.