Brazos Valley Schools Personal Loans

Brazos Valley Schools Personal Loans Review

Brazos Valley Schools Personal Loans is offered by Brazos Valley Schools Credit Union, a credit union founded in 1954 and based in Katy, TX. Brazos Valley Schools Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

• Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Brazos Valley Schools Personal Loans early.

Brazos Valley Schools Personal Loans Pros & Cons

Pros	Cons
	Charges an origination fee. Does not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee

Brazos Valley Schools Personal Loans FAQ

What interest rates and personal loan terms does Brazos Valley Schools Personal Loans offer?

What fees does Brazos Valley Schools Personal Loans charge?

What do you need to qualify for Brazos Valley Schools Personal Loans?

Brazos Valley Schools Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Brazos Valley Schools Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Brazos Valley Schools Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Brazos Valley Schools Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Brazos Valley Schools Personal Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Brazos Valley Schools Personal Loans Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Individual Applications
Credit Score	N/A

Does Brazos Valley Schools Personal Loans report your account activity to credit bureaus?

Yes, Brazos Valley Schools Personal Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are Brazos Valley Schools Personal Loans legit?

Brazos Valley Schools Credit Union was founded in 1954, it is a well-established company that has been in business for 69 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.