Call Federal CU Auto Loans

Call Federal CU Auto Loans Review

Call Federal CU Auto Loans is offered by call federal credit union, a credit union founded in 1962 and based in Richmond, VA. call federal auto loans are available in 50 states (and Washington, DC).

call federal auto loans FAQ

What APR does call federal auto loans offer on its car loans?

call federal auto loans offers a variable APR car loan product that ranges from 4.49% APR up to 17.75% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with call federal auto loans?

call federal auto loans has car loans with a maximum term of 144 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does call federal auto loans charge an origination fee?

Yes, call federal auto loans may charge a loan origination fee.

Does call federal auto loans charge a late fee?

Yes, call federal auto loans charges borrowers with a late payment penatly fee

Does call federal auto loans charge prepayment fees?

Yes, call federal auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my call federal auto loans loan?

Yes, you can. However, call federal auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Call Federal CU Auto Loans?

Call Federal CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Call Federal CU Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Call Federal CU Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Call Federal CU Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit
• References

Is Call Federal Credit Union a legit company?

Call Federal Credit Union was founded in 1962, it is a well-established company that has been in business for 61 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.