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  Call Federal CU Personal Loans
Call Federal CU Personal Loans
in Personal Loans from Call Federal Credit Union
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Call Federal CU Personal Loans

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in Personal Loans from Call Federal Credit Union
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Highlights
APR  (Variable APR) 7.75% - 18.00%
(Verified 08/04/2023)
Loan Amount Starting at $5,000
Loan Term (Months) Up to 84 months

Call Federal CU Personal Loans Review

Call Federal CU Personal Loans is offered by call federal credit union, a credit union founded in 1962 and based in Richmond, VA. call federal personal loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Call Federal CU Personal Loans early.
  • Super long loan terms. Call Federal CU Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.

call federal personal loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Call Federal CU Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

call federal personal loans FAQ

What interest rates and personal loan terms does call federal personal loans offer?

call federal personal loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does call federal personal loans offer?

call federal personal loans offers a variable APR personal loan product that ranges from 7.75% APR up to 18.00% APR.

How much can you borrow via call federal personal loans?

Personal loan amounts start at $5,000.

What is the maximum loan term you can get with call federal personal loans?

call federal personal loans offers loans with terms of up to 84 months.

call federal personal loans Interest Rates & Loan Terms
Personal Loan Amount Starting at $5000
Loan Term up to 84 months
APR 7.75% - 18.00%

What fees does call federal personal loans charge?

Does call federal personal loans charge an origination fee?

call federal personal loans may charge a personal loan origination fee.

Does call federal personal loans charge a late fee?

No, call federal personal loans will not charge you a late fee if you miss one of the monthly payments.

Does call federal personal loans charge prepayment fees?

No, call federal personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

call federal personal loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Call Federal CU Personal Loans?

Call Federal CU Personal Loans does not require or does not disclose a credit score minimum.

Call Federal CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Call Federal CU Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Call Federal CU Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Call Federal CU Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
call federal personal loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Call Federal CU Personal Loans legit?

Call Federal Credit Union was founded in 1962, it is a well-established company that has been in business for 61 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Call Federal Credit Union

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Credit Cards

2 Products

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Call Federal CU Visa Platinum Credit Card

Call Federal CU Visa Platinum Rewards

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Auto Loans

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CD Accounts

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Checking Accounts

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Money Market Accounts

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Savings Accounts

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Icon for Mortgage

Home Equity Loans

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
APR Type Variable APR
Loan Amount Starting at $5,000
APR (Variable APR) 7.75% - 18.00%
(Verified 08/04/2023)
Loan Term Up to 84 months

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