Last Updated: 04/18/2025
Call Federal CU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
7.75% - 18.00%(Verified 06/21/2024)
Amount Range
Starting at $5,000
Loan Term (Months)
Up to 84
Call Federal CU Personal Loans Review
Call Federal CU Personal Loans is offered by Call Federal Credit Union, a credit union founded in 1962 and based in Richmond, VA. call federal personal loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Call Federal CU Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
call federal personal loans Pros & Cons
| Pros | Cons |
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call federal personal loans FAQ
What interest rates and personal loan terms does call federal personal loans offer?
call federal personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does call federal personal loans offer?
call federal personal loans offers a variable APR personal loan product that ranges from 7.75% APR up to 18.00% APR.
How much can you borrow via call federal personal loans?
Personal loan amounts start at $5,000 .
What is the maximum loan term you can get with call federal personal loans?
call federal personal loans offers loans with terms of up to 84 months.
| Personal Loan Amount | Starting at $5000 |
| Loan Term | up to 84 months |
| APR | 7.75% - 18.00% |
What fees does call federal personal loans charge?
Does call federal personal loans charge an origination fee?
call federal personal loans may charge a personal loan origination fee .
Does call federal personal loans charge a late fee?
call federal personal loans does not disclose whether it charges late payment fees.
Does call federal personal loans charge prepayment fees?
No, call federal personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Call Federal CU Personal Loans?
Call Federal CU Personal Loans does not require or does not disclose a credit score minimum. Call Federal CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Call Federal CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Call Federal Credit Union perform a hard credit pull?
Yes, call federal personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Call Federal CU Personal Loans legit?
call federal credit union was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM