Last Updated: 04/18/2025
Century Bank of Massachusetts Auto Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
4.99% - 6.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
500 - 600
Loan Term (Months)
36 - 60
Century Bank of Massachusetts Auto Loans Review
Century Bank of Massachusetts Auto Loans is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Auto Loans are available in 1 state.
Century Bank of Massachusetts Auto Loans FAQ
What APR does Century Bank of Massachusetts Auto Loans offer on its car loans?
Century Bank of Massachusetts Auto Loans offers a fixed apr car loan product that ranges from 4.99% APR up to 6.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Century Bank of Massachusetts Auto Loans?
Century Bank of Massachusetts Auto Loans has car loans with terms ranging from 36 to 60 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Century Bank of Massachusetts Auto Loans charge an origination fee?
Yes, Century Bank of Massachusetts Auto Loans may charge a loan origination fee .
Does Century Bank of Massachusetts Auto Loans charge a late fee?
Yes, Century Bank of Massachusetts Auto Loans charges borrowers with a late payment penatly fee
Does Century Bank of Massachusetts Auto Loans charge prepayment fees?
Yes, Century Bank of Massachusetts Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Century Bank of Massachusetts Auto Loans loan?
Yes, you can. However, Century Bank of Massachusetts Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Century Bank of Massachusetts Auto Loans?
Applicants with a credit score of at least 500 and up to 600 may be eligible for Century Bank of Massachusetts Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Century Bank of Massachusetts Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Century Bank of Massachusetts Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Century Bank of Massachusetts Auto Loans report your account activity to credit bureaus?
Yes, Century Bank of Massachusetts Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Century Bank of Massachusetts perform a hard credit pull?
Yes, Century Bank of Massachusetts Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Century Bank of Massachusetts a legit company?
Century Bank of Massachusetts was founded in 1969, it is a well-established company that has been in business for 57 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from Century Bank of Massachusetts Auto Loans
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
8:00AM - 1:00PM