|APR (Fixed APR)||0% - 18%|
|Loan Term (Months)||N/A|
Century Bank of Massachusetts Personal Loans Review
Century Bank of Massachusetts Personal Loans is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Personal Loans is available in 1 state across the USA.
- APRs starting at 0%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Century Bank of Massachusetts Personal Loans are on the lower end of the spectrum.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Century Bank of Massachusetts Personal Loans early.
Century Bank loan Pros & Cons
Century Bank loan FAQ
What interest rates and personal loan terms does Century Bank loan offer?
Century Bank loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Century Bank loan offer?
Century Bank loan offers a fixed APR personal loan product that ranges from 0% APR up to 18% APR.
|Personal Loan Amount||N/A|
|APR||0% - 18%|
What fees does Century Bank loan charge?
Does Century Bank loan charge an origination fee?
Century Bank loan may charge a personal loan origination fee.
Does Century Bank loan charge a late fee?
No, Century Bank loan will not charge you a late fee if you miss one of the monthly payments.
Does Century Bank loan charge prepayment fees?
No, Century Bank loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
|Late Payment Fee||No|
What do you need to qualify for Century Bank of Massachusetts Personal Loans?Applicants with a credit score of at least 500 and up to 800 may be eligible for Century Bank of Massachusetts Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Century Bank of Massachusetts Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Century Bank of Massachusetts Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Century Bank of Massachusetts Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Century Bank of Massachusetts Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Government issued photo ID
- Proof of identity
|Bank Account Required?||No|
|Credit Score||500 - 800|
Does Century Bank of Massachusetts Personal Loans report your account activity to credit bureaus?
Yes, Century Bank of Massachusetts Personal Loans reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Century Bank of Massachusetts a legit company?
Century Bank of Massachusetts was founded in 1969, it is a well-established company that has been in business for 53 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by Century Bank of Massachusetts
|Employment Statuses Considered||
|Immigration Status Considered||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||500 - 800|
|Credit Bureau Reporting||
|APR Type||Fixed APR|
|APR (Fixed APR)||0% - 18%|