Last Updated: 04/18/2025
Century Bank of Massachusetts Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
0% - 18%(Verified 06/21/2024)
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Amount Range
N/A
Loan Term (Months)
N/A
Century Bank of Massachusetts Personal Loans Review
Century Bank of Massachusetts Personal Loans is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank loan are available in 1 state.
Key Takeaways
- APRs starting at 0%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Century Bank of Massachusetts Personal Loans are on the lower end of the spectrum.
Century Bank loan Pros & Cons
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Century Bank loan FAQ
What interest rates and personal loan terms does Century Bank loan offer?
Century Bank loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Century Bank loan offer?
Century Bank loan offers a fixed APR personal loan product that ranges from 0% APR up to 18% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 0% - 18% |
What fees does Century Bank loan charge?
Does Century Bank loan charge an origination fee?
Century Bank loan may charge a personal loan origination fee .
Does Century Bank loan charge a late fee?
Century Bank loan does not disclose whether it charges late payment fees.
Does Century Bank loan charge prepayment fees?
No, Century Bank loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Century Bank of Massachusetts Personal Loans?
Applicants with a credit score of at least 500 and up to 800 may be eligible for Century Bank of Massachusetts Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Century Bank of Massachusetts Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Century Bank of Massachusetts Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 500 - 800 |
Does Century Bank of Massachusetts Personal Loans report your account activity to credit bureaus?
Yes, Century Bank of Massachusetts Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Century Bank of Massachusetts perform a hard credit pull?
Yes, Century Bank loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Century Bank of Massachusetts Personal Loans legit?
Century Bank of Massachusetts was founded in 1969, it is a well-established company that has been in business for 57 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
8:00AM - 1:00PM