
Century Bank of Massachusetts Personal Loans
in Personal Loans from Century Bank of Massachusetts
UnaffiliatedCentury Bank of Massachusetts Personal Loans
in Personal Loans from Century Bank of Massachusetts
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APR (Fixed APR) | 0% - 18% |
Loan Amount | N/A |
Loan Term (Months) | N/A |
Century Bank of Massachusetts Personal Loans Review
Century Bank of Massachusetts Personal Loans is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Personal Loans is available in 1 state across the USA.
- APRs starting at 0%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Century Bank of Massachusetts Personal Loans are on the lower end of the spectrum.
- Hard credit pull required. You can't check your rates or see if you prequalify for Century Bank of Massachusetts Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Century Bank of Massachusetts Personal Loans early.
Pros | Cons |
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What rates and terms does Century Bank of Massachusetts Personal Loans offer?
Century Bank of Massachusetts Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Century Bank of Massachusetts Personal Loans offer?
Century Bank of Massachusetts Personal Loans offers a fixed APR personal loan product that ranges from 0% APR up to 18% APR.
Loan Amount | N/A |
Loan Term | N/A |
APR | 0% - 18% |
What fees does Century Bank of Massachusetts Personal Loans charge?
Does Century Bank of Massachusetts Personal Loans charge an origination fee?
Century Bank of Massachusetts Personal Loans may charge a loan origination fee.
Does Century Bank of Massachusetts Personal Loans charge a late fee?
Yes, Century Bank of Massachusetts Personal Loans may charge borrowers a late payment fee.
Does Century Bank of Massachusetts Personal Loans charge prepayment fees?
Yes, Century Bank of Massachusetts Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
Origination Fee | N/A |
Prepayment Fee? | Yes |
Late Payment Fee | N/A |
What do you need to qualify for Century Bank of Massachusetts Personal Loans?
Applicants with a credit score of at least 500 and up to 800 may be eligible for Century Bank of Massachusetts Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Century Bank of Massachusetts Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Century Bank of Massachusetts Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Century Bank of Massachusetts Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Century Bank of Massachusetts Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Credit Score | 500 - 800 |
Does Century Bank of Massachusetts Personal Loans report your account activity to credit bureaus?
Yes, Century Bank of Massachusetts Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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102 Fellsway West
Somerville, MA 02145 - (866) 823-6887
- Visit Site
Other Services by Century Bank of Massachusetts
Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 500 - 800 |
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