Auto Loans
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Last Updated: 04/18/2025
SuperMoney User Recommendation Score -33
Mostly not recommended6 total votes
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Highlights
Community Rating
Mostly not recommended
Amount Range
$1,000 - $200,000
APR (Fixed APR)
0% - 30%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
640 - 850
Loan Term (Months)
12 - 84
Number of Reviews
Chrysler Capital Auto Loans Review
Chrysler Capital Auto Loans is offered by Banco Santander, a financial services company founded in 1857 and based in Wilmington, DE. Chrysler capital are available in 50 states and Washington, DC.
Chrysler capital FAQ
How much can you borrow via Chrysler capital?
Chrysler capital loan amounts start at $1,000 and go up to $200,000.
What APR does Chrysler capital offer on its car loans?
Chrysler capital offers a fixed apr car loan product that ranges from 0% APR up to 30% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Chrysler capital?
Chrysler capital has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Chrysler capital charge an origination fee?
Yes, Chrysler capital may charge a loan origination fee .
Does Chrysler capital charge a late fee?
Yes, Chrysler capital charges borrowers with a late payment penalty fee
Does Chrysler capital charge prepayment fees?
Yes, Chrysler capital does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Chrysler capital loan?
Yes, you can. However, Chrysler capital charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Chrysler Capital Auto Loans?
Applicants with a credit score of at least 640 and up to 850 may be eligible for Chrysler Capital Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Chrysler Capital Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Chrysler Capital Auto Loans. An uncommon feature is for lenders to offer their services to non-residents. Banco Santander is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Chrysler Capital Auto Loans will consider you for their services.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
- U.S. tax identification number
Does Chrysler Capital Auto Loans report your account activity to credit bureaus?
Yes, Chrysler Capital Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Banco Santander perform a hard credit pull?
Yes, Chrysler capital performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Banco Santander a legit company?
Banco Santander was founded in 1857, it is a well-established company that has been in business for 169 years. Chrysler Capital Auto Loans is mostly not recommended by SuperMoney community users.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Chrysler capital
Hours of Operation
Sunday
6:00AM - 10:00AM
Monday
6:00AM - 10:00AM
Tuesday
6:00AM - 10:00AM
Wednesday
6:00AM - 10:00AM
Thursday
6:00AM - 10:00AM
Friday
6:00AM - 10:00AM
Saturday
6:00AM - 10:00AM
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -33, or 2.3 on a 5-point rating scale.
-33
-1000+100
No one recommends
Everyone recommends
Chrysler Capital Auto Loans Community Reviews
Would you recommend Chrysler Capital Auto Loans to your friends?
AC
Anthony C.
Nov 16, 2023
May or may not recommend
Banco Santander/ Chrysler Capital say that they can change it's loan and finance contract to customers satisfaction but refuses to do it while at the same time procrastinating for months to help the customer from becoming in default
U
Anonymous
Jun 13, 2023
May or may not recommend
This is the worst company to get an auto loan with. It was super easy to get into the loan, however, I would accrue late payments when I paid on time. There is NO resolution when speaking with this company on the phone and the employees are not there to right their wrongs. HORRIBLE COMPANY.
TC
Tracy C.
May 1, 2022
May or may not recommend
They took a chance on me. I made 2 1/2 years of payment on time. Today I paid it off. They took a chance on a nobody and I paid them back.
MW
Mark W.
Apr 16, 2021
May or may not recommend
The accounting system there seems to be entirely automated. No agents have any ability to correct mistakes. I traded in a lease. The dealer paid off the balance in full. The accounting agents could see that it was paid off but couldn't update the system to reflect that. Automated system started sending out late payment notifications to credit bureaus. Chrysler website showed I owed money that I didn't owe. They ...Show More
SS
Sharon S.
Oct 3, 2020
May or may not recommend
This is the second time I’ve had a loan with them and I almost wish I didn’t get it again, they haven’t been terrible this time around, but when I cancelled a payment I had to wait 6 months before I could put my payments back on autopay. A little ridiculous.
ME
Michael E.
Jun 1, 2020
May or may not recommend
Being one that has a credit score of 550 Chrysler Capital just approved me with joint applicant who has a 609 score for a new auto loan, zero cash down and $3500 in negative trade equity. Rate a bit high @18% for 75 months but bottom line THEY approved me while other major lenders wouldn't loan me enough to finance the steam off a hamburger. My trade in was financed ...Show More
Showing 6 of 6 reviews