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  Chrysler Capital Auto Loans

Chrysler Capital Auto Loans

in Auto Loans from Banco Santander

Unaffiliated

Chrysler Capital Auto Loans

Unaffiliated

in Auto Loans from Banco Santander

Net Recommendation Score -50

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
0 users are unsure
3 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Credit Score Range 640 - 850
Loan Amount $1,000 - $200,000
APR  (Fixed APR) 0% - 30%
Loan Term (Months) 12 - 84 months

Chrysler Capital Auto Loans Review

Chrysler Capital Auto Loans is offered by Banco Santander, a financial services company founded in 1857 and based in Wilmington, DE. Chrysler Capital Auto Loans is available in 50 states (and Washington, DC).

Chrysler capital FAQ

How much can you borrow via Chrysler capital?

Chrysler capital loan amounts start at $1,000 and go up to $200,000.

What APR does Chrysler capital offer on its car loans?

Chrysler capital offers a fixed apr car loan product that ranges from 0% APR up to 30% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Chrysler capital?

Chrysler capital has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Chrysler capital charge an origination fee?

Yes, Chrysler capital may charge a loan origination fee.

Does Chrysler capital charge a late fee?

Yes, Chrysler capital charges borrowers with a late payment penatly fee

Does Chrysler capital charge prepayment fees?

Yes, Chrysler capital does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Chrysler capital loan?

Yes, you can. However, Chrysler capital charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Chrysler Capital Auto Loans?

Applicants with a credit score of at least 640 and up to 850 may be eligible for Chrysler Capital Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Chrysler Capital Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Chrysler Capital Auto Loans only considers borrowers who are employed. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Chrysler Capital Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Chrysler Capital Auto Loans. Permanent resident / green card holders are also eligible to apply. An uncommon feature is for lenders to offer their services to non-residents. Banco Santander is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Chrysler Capital Auto Loans will consider you for their services.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number

Does Chrysler Capital Auto Loans report your account activity to credit bureaus?

Yes, Chrysler Capital Auto Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chrysler Capital Auto Loans

Santander Consumer USA Holdings Inc. (NYSE:SC) is a public, full-service, consumer finance company focused on vehicle finance and third-party servicing. The company manages accounts for more than three million customers across all credit profiles. Santander Consumer USA aims to provide a world-class customer experience — simple, personal, fair — to car buyers and dealers, alike, through a range of auto-finance options that put more drivers in cars. We succeed only when our customers’ needs are met, whether that’s opening the door to someone who desires a vehicle to improve their quality of life, or to a dealer looking for the best way to finance that purchase. We are customer driven.

Don’t worry. At Chrysler Capital, we understand this is an important step in life and we have financing opportunities to help. What’s more, our process is quick and simple so that qualified applicants can even shop and drive the same day.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Joint Loan Applications Accepted
  • Co-borrower
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Credit Score Range 640 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Customizable Payment Dates
Payment Options
  • Automatic Payments
  • Check by mail
Loan Amount $1,000 - $200,000
APR (Fixed APR) 0% - 30%
Loan Term 12 - 84 months

Chrysler Capital Auto Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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