Last Updated: 04/18/2025
SuperMoney User Recommendation Score -33
Mostly not recommended6 total votes
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Highlights
Community Rating
Mostly not recommended
Amount Range
$1,000 - $200,000
APR (Fixed APR)
0% - 30%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
640 - 850
Loan Term (Months)
12 - 84
Number of Reviews
Chrysler Capital Auto Loans Review
Chrysler Capital Auto Loans is offered by Banco Santander, a financial services company founded in 1857 and based in Wilmington, DE. Chrysler capital are available in 50 states and Washington, DC.
Chrysler capital FAQ
How much can you borrow via Chrysler capital?
Chrysler capital loan amounts start at $1,000 and go up to $200,000.
What APR does Chrysler capital offer on its car loans?
Chrysler capital offers a fixed apr car loan product that ranges from 0% APR up to 30% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Chrysler capital?
Chrysler capital has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Chrysler capital charge an origination fee?
Yes, Chrysler capital may charge a loan origination fee .
Does Chrysler capital charge a late fee?
Yes, Chrysler capital charges borrowers with a late payment penatly fee
Does Chrysler capital charge prepayment fees?
Yes, Chrysler capital does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Chrysler capital loan?
Yes, you can. However, Chrysler capital charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Chrysler Capital Auto Loans?
Applicants with a credit score of at least 640 and up to 850 may be eligible for Chrysler Capital Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Chrysler Capital Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Chrysler Capital Auto Loans. An uncommon feature is for lenders to offer their services to non-residents. Banco Santander is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Chrysler Capital Auto Loans will consider you for their services.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
- U.S. tax identification number
Does Chrysler Capital Auto Loans report your account activity to credit bureaus?
Yes, Chrysler Capital Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Banco Santander perform a hard credit pull?
Yes, Chrysler capital performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Banco Santander a legit company?
Banco Santander was founded in 1857, it is a well-established company that has been in business for 169 years. Chrysler Capital Auto Loans is mostly not recommended by SuperMoney community users.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Chrysler capital
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