Clearpath FCU Auto Loans

Clearpath FCU Auto Loans Review

Clearpath FCU Auto Loans is offered by Clearpath Federal Credit Union, a credit union founded in 1954 and based in Glendale, CA. Clearpath FCU Auto Loans are available in 50 states (and Washington, DC).

Clearpath FCU Auto Loans FAQ

What APR does Clearpath FCU Auto Loans offer on its car loans?

Clearpath FCU Auto Loans offers a variable APR car loan product that ranges from 5.50% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Clearpath FCU Auto Loans?

Clearpath FCU Auto Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Clearpath FCU Auto Loans charge an origination fee?

Yes, Clearpath FCU Auto Loans may charge a loan origination fee.

Does Clearpath FCU Auto Loans charge a late fee?

Yes, Clearpath FCU Auto Loans charges borrowers with a late payment penatly fee

Does Clearpath FCU Auto Loans charge prepayment fees?

Yes, Clearpath FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Clearpath FCU Auto Loans loan?

Yes, you can. However, Clearpath FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Clearpath FCU Auto Loans?

Clearpath FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Clearpath FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Clearpath FCU Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Clearpath FCU Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Clearpath FCU Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Does Clearpath FCU Auto Loans report your account activity to credit bureaus?

Yes, Clearpath FCU Auto Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Clearpath Federal Credit Union a legit company?

Clearpath Federal Credit Union was founded in 1954, it is a well-established company that has been in business for 69 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.