Last Updated: 04/18/2025
Clearpath FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
N/A
Amount Range
$500 - $20,000
Loan Term (Months)
Up to 60
Clearpath FCU Personal Loans Review
Clearpath FCU Personal Loans is offered by Clearpath Federal Credit Union, a credit union founded in 1954 and based in Glendale, CA. Clearpath FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
Clearpath FCU Personal Loans Pros & Cons
| Pros | Cons |
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Clearpath FCU Personal Loans FAQ
What interest rates and personal loan terms does Clearpath FCU Personal Loans offer?
Clearpath FCU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Clearpath FCU Personal Loans offer?
Clearpath FCU Personal Loans offers a variable APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Clearpath FCU Personal Loans?
Personal loan amounts start at $500 and go up to $20,000
What is the maximum loan term you can get with Clearpath FCU Personal Loans?
Clearpath FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $20000 |
| Loan Term | up to 60 months |
| APR | N/A |
What fees does Clearpath FCU Personal Loans charge?
Does Clearpath FCU Personal Loans charge an origination fee?
Clearpath FCU Personal Loans may charge a personal loan origination fee .
Does Clearpath FCU Personal Loans charge a late fee?
Clearpath FCU Personal Loans does not disclose whether it charges late payment fees.
Does Clearpath FCU Personal Loans charge prepayment fees?
No, Clearpath FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Clearpath FCU Personal Loans?
Clearpath FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Clearpath FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Clearpath FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Clearpath FCU Personal Loans report your account activity to credit bureaus?
Yes, Clearpath FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Clearpath Federal Credit Union perform a hard credit pull?
Yes, Clearpath FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Clearpath FCU Personal Loans legit?
Clearpath Federal Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
10:00AM - 2:00PM