Communication Federal Credit Union Auto Loans

Communication Federal Credit Union Auto Loans Review

Communication Federal Credit Union Auto Loans is offered by Communication Federal Credit Union, a credit union founded in 1939 and based in Oklahoma City, OK. Communication Federal Credit Union Auto Loans are available in 50 states (and Washington, DC).

Communication Federal Credit Union Loans FAQ

What APR does Communication Federal Credit Union Loans offer on its car loans?

Communication Federal Credit Union Loans offers a fixed apr car loan product that ranges from 6.99% APR up to 13.49% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Communication Federal Credit Union Loans?

Communication Federal Credit Union Loans has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Communication Federal Credit Union Loans charge an origination fee?

Yes, Communication Federal Credit Union Loans may charge a loan origination fee.

Does Communication Federal Credit Union Loans charge a late fee?

Yes, Communication Federal Credit Union Loans charges borrowers with a late payment penatly fee

Does Communication Federal Credit Union Loans charge prepayment fees?

Yes, Communication Federal Credit Union Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Communication Federal Credit Union Loans loan?

Yes, you can. However, Communication Federal Credit Union Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Communication Federal Credit Union Auto Loans?

Communication Federal Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Communication Federal Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Communication Federal Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Communication Federal Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Communication Federal Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Is Communication Federal Credit Union a legit company?

Communication Federal Credit Union was founded in 1939, it is a well-established company that has been in business for 84 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.