Last Updated: 04/18/2025
Communication FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
13.24% - 18.00%(Verified 06/21/2024)
Amount Range
$500 - $10,000
Loan Term (Months)
Up to 36
Communication FCU Personal Loans Review
Communication FCU Personal Loans is offered by Communication Federal Credit Union, a credit union founded in 1939 and based in Oklahoma City, OK. Communication FCU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 13.24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Communication FCU Personal Loans are on the higher end of the spectrum.
Communication FCU Personal Loans Pros & Cons
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Communication FCU Personal Loans FAQ
What interest rates and personal loan terms does Communication FCU Personal Loans offer?
Communication FCU Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Communication FCU Personal Loans offer?
Communication FCU Personal Loans offers a fixed APR personal loan product that ranges from 13.24% APR up to 18.00% APR.
How much can you borrow via Communication FCU Personal Loans?
Personal loan amounts start at $500 and go up to $10,000
What is the maximum loan term you can get with Communication FCU Personal Loans?
Communication FCU Personal Loans offers loans with terms of up to 36 months.
| Personal Loan Amount | $500 - $10000 |
| Loan Term | up to 36 months |
| APR | 13.24% - 18.00% |
What fees does Communication FCU Personal Loans charge?
Does Communication FCU Personal Loans charge an origination fee?
Communication FCU Personal Loans may charge a personal loan origination fee .
Does Communication FCU Personal Loans charge a late fee?
Communication FCU Personal Loans does not disclose whether it charges late payment fees.
Does Communication FCU Personal Loans charge prepayment fees?
No, Communication FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Communication FCU Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Communication FCU Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Communication FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Communication FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 850 |
Does Communication FCU Personal Loans report your account activity to credit bureaus?
Yes, Communication FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Communication Federal Credit Union perform a hard credit pull?
Yes, Communication FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Communication FCU Personal Loans legit?
Communication Federal Credit Union was founded in 1939, it is a well-established company that has been in business for 87 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM