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Last Updated: 04/18/2025
Cornerstone Financial Credit Union Recreational Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 8.75%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 180
Cornerstone Financial Credit Union Recreational Loans Review
Cornerstone Financial Credit Union Recreational Loans is offered by Cornerstone Financial Credit Union, a credit union founded in 1955 and based in Nashville, TN. Cornerstone Financial Credit Union Recreational Loans are available in 50 states, 5 US territories, and Washington, DC.
Cornerstone Financial Credit Union Recreational Loans FAQ
What APR does Cornerstone Financial Credit Union Recreational Loans offer on its car loans?
Cornerstone Financial Credit Union Recreational Loans offers a fixed apr car loan product that ranges from 8.75% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Cornerstone Financial Credit Union Recreational Loans?
Cornerstone Financial Credit Union Recreational Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Cornerstone Financial Credit Union Recreational Loans charge an origination fee?
Yes, Cornerstone Financial Credit Union Recreational Loans may charge a loan origination fee .
Does Cornerstone Financial Credit Union Recreational Loans charge a late fee?
Yes, Cornerstone Financial Credit Union Recreational Loans charges borrowers with a late payment penalty fee
Does Cornerstone Financial Credit Union Recreational Loans charge prepayment fees?
Yes, Cornerstone Financial Credit Union Recreational Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Cornerstone Financial Credit Union Recreational Loans loan?
Yes, you can. However, Cornerstone Financial Credit Union Recreational Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Cornerstone Financial Credit Union Recreational Loans?
Cornerstone Financial Credit Union Recreational Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Cornerstone Financial Credit Union Recreational Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cornerstone Financial Credit Union Recreational Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Cornerstone Financial Credit Union Recreational Loans report your account activity to credit bureaus?
Yes, Cornerstone Financial Credit Union Recreational Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cornerstone Financial Credit Union perform a hard credit pull?
Yes, Cornerstone Financial Credit Union Recreational Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Cornerstone Financial Credit Union a legit company?
Cornerstone Financial Credit Union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by Cornerstone Financial Credit Union
Other Auto Loans from Cornerstone Financial Credit Union
Rating not yet determined
Amount Range
N/A
APR
Starting at 6.44%
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
Up to 84
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