Is Cornerstone Financial Credit Union Line of Credit the right fit for you?
Last Updated: 04/18/2025
Cornerstone Financial Credit Union Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
Starting at 12.25%(Verified 06/21/2024)
Cornerstone Financial Credit Union Line of Credit Review
Cornerstone Financial Credit Union Line of Credit is offered through Cornerstone Financial Credit Union, a credit union founded in 1955 and based in Nashville, TN. Cornerstone Financial Credit Union Line of Credit are available in 50 states, 5 US territories, and Washington, DC.
Cornerstone Financial Credit Union Line of Credit FAQ
What APRs does Cornerstone Financial Credit Union Line of Credit offer?
Cornerstone Financial Credit Union Line of Credit offers a variable APR that starts at 12.25% APR.
Does the Cornerstone Financial Credit Union Line of Credit charge an origination fee?
Yes, Cornerstone Financial Credit Union Line of Credit charges a line of credit origination fee .Does the Cornerstone Financial Credit Union Line of Credit charge a cash advance fee?
Yes, Cornerstone Financial Credit Union Line of Credit may charge a fee .Does Cornerstone Financial Credit Union Line of Credit charge a late fee?
Yes, Cornerstone Financial Credit Union Line of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Cornerstone Financial Credit Union Line of Credit?
Cornerstone Financial Credit Union Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Cornerstone Financial Credit Union Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cornerstone Financial Credit Union Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Cornerstone Financial Credit Union Line of Credit report your account activity to credit bureaus?
Yes, Cornerstone Financial Credit Union Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cornerstone Financial Credit Union perform a hard credit pull?
Yes, Cornerstone Financial Credit Union Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Cornerstone Financial Credit Union Line of Credit
- Visit the Cornerstone Financial Credit Union Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Cornerstone Financial Credit Union
Availability
Available in 50 states, 5 territories, and Washington, D.C.
- Alabama
- Alaska
- American Samoa
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Guam
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Northern Mariana Islands
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- U.S. Virgin Islands
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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