Last Updated: 04/18/2025
Credit Union of Southern California Quad/Side by Side Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
8.09% - 11.99%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 84
Credit Union of Southern California Quad/Side by Side Loans Review
Credit Union of Southern California Quad/Side by Side Loans is offered by Credit Union of Southern California, a credit union founded in 1954 and based in wHITTIER, CA. Credit Union of Southern California Quad/Side by Side Loans are available in 50 states and Washington, DC.
Credit Union of Southern California Quad/Side by Side Loans FAQ
What APR does Credit Union of Southern California Quad/Side by Side Loans offer on its car loans?
Credit Union of Southern California Quad/Side by Side Loans offers a fixed apr car loan product that ranges from 8.09% APR up to 11.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Credit Union of Southern California Quad/Side by Side Loans?
Credit Union of Southern California Quad/Side by Side Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Credit Union of Southern California Quad/Side by Side Loans charge an origination fee?
Yes, Credit Union of Southern California Quad/Side by Side Loans may charge a loan origination fee .
Does Credit Union of Southern California Quad/Side by Side Loans charge a late fee?
Yes, Credit Union of Southern California Quad/Side by Side Loans charges borrowers with a late payment penatly fee
Does Credit Union of Southern California Quad/Side by Side Loans charge prepayment fees?
No, Credit Union of Southern California Quad/Side by Side Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Credit Union of Southern California Quad/Side by Side Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Credit Union of Southern California Quad/Side by Side Loans loan?
Yes, you can. Credit Union of Southern California Quad/Side by Side Loans does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Credit Union of Southern California Quad/Side by Side Loans?
Credit Union of Southern California Quad/Side by Side Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Credit Union of Southern California Quad/Side by Side Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credit Union of Southern California Quad/Side by Side Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Credit Union of Southern California Quad/Side by Side Loans report your account activity to credit bureaus?
Yes, Credit Union of Southern California Quad/Side by Side Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Southern California perform a hard credit pull?
Yes, Credit Union of Southern California Quad/Side by Side Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Credit Union of Southern California a legit company?
Credit Union of Southern California was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM