Last Updated: 04/18/2025
Credit Union of Southern California Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
$500 - $30,000
APR (Fixed APR)
10.79%(Verified 06/21/2024)
Credit Union of Southern California Line of Credit Review
Credit Union of Southern California Line of Credit is offered through Credit Union of Southern California, a credit union founded in 1954 and based in wHITTIER, CA. Credit Union of Southern California Line of Credit are available in 50 states and Washington, DC.
Credit Union of Southern California Line of Credit FAQ
What APRs does Credit Union of Southern California Line of Credit offer?
Credit Union of Southern California Line of Credit offers an APR of 10.79% APR.
Does the Credit Union of Southern California Line of Credit charge an origination fee?
Yes, Credit Union of Southern California Line of Credit charges a line of credit origination fee .Does the Credit Union of Southern California Line of Credit charge a cash advance fee?
Yes, Credit Union of Southern California Line of Credit may charge a fee .Does Credit Union of Southern California Line of Credit charge a late fee?
Yes, Credit Union of Southern California Line of Credit may charge borrowers a late payment fee .How much can you borrow via Credit Union of Southern California Line of Credit?
Upon approval and based on your credit worthiness, your Credit Union of Southern California Line of Credit personal line of credit will be assigned a credit limit of at least $500 and as much as $30,000. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | No |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Credit Union of Southern California Line of Credit?
Credit Union of Southern California Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Credit Union of Southern California Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credit Union of Southern California Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Credit Union of Southern California Line of Credit report your account activity to credit bureaus?
Yes, Credit Union of Southern California Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Southern California perform a hard credit pull?
Yes, Credit Union of Southern California Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Credit Union of Southern California Line of Credit
- Visit the Credit Union of Southern California Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM