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Last Updated: 04/18/2025

Edwards FCU RV Loans

in Auto Loans from Edwards Federal Credit Union

Last Updated: 04/18/2025

Edwards Federal Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

7.25% - 12.49%(Verified 07/15/2024)

Credit Score Range

N/A


Loan Term (Months)

60 - 180

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Edwards FCU RV Loans Review

Edwards FCU RV Loans is offered by Edwards Federal Credit Union, a credit union founded in 1962 and based in Palmdale, CA. Edwards FCU RV Loans are available in 50 states, 5 US territories, and Washington, DC.

Edwards FCU RV Loans FAQ

What APR does Edwards FCU RV Loans offer on its car loans?

Edwards FCU RV Loans offers a fixed apr car loan product that ranges from 7.25% APR up to 12.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Edwards FCU RV Loans?

Edwards FCU RV Loans has car loans with terms ranging from 60 to 180 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Edwards FCU RV Loans charge an origination fee?

Yes, Edwards FCU RV Loans may charge a loan origination fee .

Does Edwards FCU RV Loans charge a late fee?

Yes, Edwards FCU RV Loans charges borrowers with a late payment penatly fee of up to $25.00

Does Edwards FCU RV Loans charge prepayment fees?

No, Edwards FCU RV Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Edwards FCU RV Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Edwards FCU RV Loans loan?

Yes, you can. Edwards FCU RV Loans does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Edwards FCU RV Loans?

Edwards FCU RV Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Edwards FCU RV Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Edwards FCU RV Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Edwards FCU RV Loans report your account activity to credit bureaus?

Yes, Edwards FCU RV Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Edwards Federal Credit Union perform a hard credit pull?

Yes, Edwards FCU RV Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Edwards Federal Credit Union a legit company?

Edwards Federal Credit Union was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

39963 10th St W
Palmdale, CA 93551
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM

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