Is Embold FCU Boat Loans the right fit for you?
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Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
8.49% - 17.99%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 180
Embold FCU Boat Loans Review
Embold FCU Boat Loans is offered by Embold Federal Credit Union, a credit union founded in 1957 and based in Oak Grove, OR. Embold FCU Boat Loans are available in 50 states and Washington, DC.
Embold FCU Boat Loans FAQ
What APR does Embold FCU Boat Loans offer on its car loans?
Embold FCU Boat Loans offers a fixed apr car loan product that ranges from 8.49% APR up to 17.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Embold FCU Boat Loans?
Embold FCU Boat Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Embold FCU Boat Loans charge an origination fee?
Yes, Embold FCU Boat Loans may charge a loan origination fee .
Does Embold FCU Boat Loans charge a late fee?
Yes, Embold FCU Boat Loans charges borrowers with a late payment penalty fee
Does Embold FCU Boat Loans charge prepayment fees?
Yes, Embold FCU Boat Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Embold FCU Boat Loans loan?
Yes, you can. However, Embold FCU Boat Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Embold FCU Boat Loans?
Embold FCU Boat Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Embold FCU Boat Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Embold FCU Boat Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Embold FCU Boat Loans report your account activity to credit bureaus?
Yes, Embold FCU Boat Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Embold Federal Credit Union perform a hard credit pull?
Yes, Embold FCU Boat Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Embold Federal Credit Union a legit company?
Embold Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturday9:00AM - 1:00PM
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Amount Range
N/A
APR
9.06% - 17.99%
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Credit Score Range
N/A
Loan Term (Months)
Up to 84
Rating not yet determined
Amount Range
N/A
APR
6.52% - 17.74%
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Credit Score Range
N/A
Loan Term (Months)
24 - 84
Rating not yet determined
Amount Range
N/A
APR
8.99% - 17.99%
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
Up to 84
Rating not yet determined
Amount Range
N/A
APR
8.49% - 17.99%
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
Up to 180
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