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Last Updated: 04/18/2025

Embold FCU Motorcycle Loans

in Auto Loans from Embold Federal Credit Union

Last Updated: 04/18/2025

Embold Federal Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

8.99% - 17.99%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

Up to 84

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Embold FCU Motorcycle Loans Review

Embold FCU Motorcycle Loans is offered by Embold Federal Credit Union, a credit union founded in 1957 and based in Oak Grove, OR. Embold FCU Motorcycle Loans are available in 50 states and Washington, DC.

Embold FCU Motorcycle Loans FAQ

What APR does Embold FCU Motorcycle Loans offer on its car loans?

Embold FCU Motorcycle Loans offers a fixed apr car loan product that ranges from 8.99% APR up to 17.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Embold FCU Motorcycle Loans?

Embold FCU Motorcycle Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Embold FCU Motorcycle Loans charge an origination fee?

Yes, Embold FCU Motorcycle Loans may charge a loan origination fee .

Does Embold FCU Motorcycle Loans charge a late fee?

Yes, Embold FCU Motorcycle Loans charges borrowers with a late payment penatly fee

Does Embold FCU Motorcycle Loans charge prepayment fees?

Yes, Embold FCU Motorcycle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Embold FCU Motorcycle Loans loan?

Yes, you can. However, Embold FCU Motorcycle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Embold FCU Motorcycle Loans?

Embold FCU Motorcycle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Embold FCU Motorcycle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Embold FCU Motorcycle Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Embold FCU Motorcycle Loans report your account activity to credit bureaus?

Yes, Embold FCU Motorcycle Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Embold Federal Credit Union perform a hard credit pull?

Yes, Embold FCU Motorcycle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Embold Federal Credit Union a legit company?

Embold Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

15099 SE McLoughlin Blvd
Oak Grove, OR 97267
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 1:00PM

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