Last Updated: 04/18/2025
G.A.P. Federal Credit Union Used Vehicle Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
6.50%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 72
G.A.P. Federal Credit Union Used Vehicle Loan Review
G.A.P. Federal Credit Union Used Vehicle Loan is offered by G.A.P. Federal Credit Union, a credit union founded in 1937 and based in Johnstown, PA. G.A.P. Federal Credit Union Used Vehicle Loan are available in 50 states and Washington, DC.
G.A.P. Federal Credit Union Used Vehicle Loan FAQ
What APR does G.A.P. Federal Credit Union Used Vehicle Loan offer on its car loans?
G.A.P. Federal Credit Union Used Vehicle Loan offers a fixed apr car loan product of 6.50%
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with G.A.P. Federal Credit Union Used Vehicle Loan?
G.A.P. Federal Credit Union Used Vehicle Loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does G.A.P. Federal Credit Union Used Vehicle Loan charge an origination fee?
Yes, G.A.P. Federal Credit Union Used Vehicle Loan may charge a loan origination fee .
Does G.A.P. Federal Credit Union Used Vehicle Loan charge a late fee?
Yes, G.A.P. Federal Credit Union Used Vehicle Loan charges borrowers with a late payment penatly fee
Does G.A.P. Federal Credit Union Used Vehicle Loan charge prepayment fees?
Yes, G.A.P. Federal Credit Union Used Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my G.A.P. Federal Credit Union Used Vehicle Loan loan?
Yes, you can. However, G.A.P. Federal Credit Union Used Vehicle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for G.A.P. Federal Credit Union Used Vehicle Loan?
G.A.P. Federal Credit Union Used Vehicle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. G.A.P. Federal Credit Union Used Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by G.A.P. Federal Credit Union Used Vehicle Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does G.A.P. Federal Credit Union Used Vehicle Loan report your account activity to credit bureaus?
Yes, G.A.P. Federal Credit Union Used Vehicle Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does G.A.P. Federal Credit Union perform a hard credit pull?
Yes, G.A.P. Federal Credit Union Used Vehicle Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is G.A.P. Federal Credit Union a legit company?
G.A.P. Federal Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 3:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 4:30PM
Saturday
Closed