Last Updated: 07/28/2025
G.A.P. Federal Credit Union VISA Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
12.00%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
G.A.P. Federal Credit Union VISA Credit Card Review
This is a rewards card issued by G.A.P. Federal Credit Union. If you're wondering whether G.A.P. Federal Credit Union VISA Credit Card is the right card for you, read on.
Key Takeaways
- APRs: G.A.P. Federal Credit Union VISA Credit Card has a fixed purchase APR of 12.00%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
Pros & Cons of G.A.P. Federal Credit Union VISA Credit Card
| The Good | The Bad |
|
|
G.A.P. Federal Credit Union VISA Credit Card FAQ
Does G.A.P. Federal Credit Union VISA Credit Card have a cash back or rewards program?
G.A.P. Federal Credit Union VISA Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does G.A.P. Federal Credit Union VISA Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does G.A.P. Federal Credit Union VISA Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for G.A.P. Federal Credit Union VISA Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.G.A.P. Federal Credit Union VISA Credit Card has a fixed purchase APR of 12.00%. G.A.P. Federal Credit Union VISA Credit Card does not offer balance transfers. It also has a fixed cash advance APR of 12.00% .
Does G.A.P. Federal Credit Union VISA Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. G.A.P. Federal Credit Union VISA Credit Card does not offer balance transfers.Does G.A.P. Federal Credit Union VISA Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for G.A.P. Federal Credit Union VISA Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $1.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $6.25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $6.25 . Does G.A.P. Federal Credit Union VISA Credit Card have a foreign transaction fee?
G.A.P. Federal Credit Union VISA Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for G.A.P. Federal Credit Union VISA Credit Card?
The customer service number for G.A.P. Federal Credit Union VISA Credit Card is (814) 535-4165.
What is the support contact email for G.A.P. Federal Credit Union VISA Credit Card?
The support contact email for G.A.P. Federal Credit Union VISA Credit Card is info@gapfcu.org.
What is the login page for G.A.P. Federal Credit Union VISA Credit Card?
You can access the login page of G.A.P. Federal Credit Union VISA Credit Card here.
How do people rate the customer service and user experience of G.A.P. Federal Credit Union VISA Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does G.A.P. Federal Credit Union VISA Credit Card report your account activity to credit bureaus?
Yes, G.A.P. Federal Credit Union VISA Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does G.A.P. Federal Credit Union perform a hard credit pull?
Yes, G.A.P. Federal Credit Union VISA Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for G.A.P. Federal Credit Union VISA Credit Card
- Visit the website of G.A.P. Federal Credit Union VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 3:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 4:30PM
Saturday
Closed