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Last Updated: 04/18/2025

Greater Iowa CU Auto Loans

in Auto Loans from Greater Iowa Credit Union

Last Updated: 04/18/2025

Greater Iowa Credit Union logo
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Highlights

Amount Range

$1,000 - $40,000

APR (Variable APR)

4.99% - 8.99%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 120
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Greater Iowa CU Auto Loans Review

Greater Iowa CU Auto Loans is offered by Greater Iowa Credit Union, a credit union founded in 1932 and based in Ames, IA. greater iowa auto loans are available in 1 state.

greater iowa auto loans FAQ

How much can you borrow via greater iowa auto loans?

greater iowa auto loans loan amounts start at $1,000 and go up to $40,000.

What APR does greater iowa auto loans offer on its car loans?

greater iowa auto loans offers a variable APR car loan product that ranges from 4.99% APR up to 8.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with greater iowa auto loans?

greater iowa auto loans has car loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does greater iowa auto loans charge an origination fee?

Yes, greater iowa auto loans may charge a loan origination fee .

Does greater iowa auto loans charge a late fee?

Yes, greater iowa auto loans charges borrowers with a late payment penatly fee

Does greater iowa auto loans charge prepayment fees?

Yes, greater iowa auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my greater iowa auto loans loan?

Yes, you can. However, greater iowa auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Greater Iowa CU Auto Loans?

Greater Iowa CU Auto Loans does not require or does not disclose a credit score minimum.
Greater Iowa CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Greater Iowa CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Greater Iowa CU Auto Loans report your account activity to credit bureaus?

Yes, Greater Iowa CU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Greater Iowa Credit Union perform a hard credit pull?

Yes, greater iowa auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is greater iowa credit union a legit company?

greater iowa credit union was founded in 1932, it is a well-established company that has been in business for 94 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

801 Lincoln Way
Ames, IA 50010
(800) 296-9064
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:30PM
Saturday
9:00AM - 12:00PM

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