SuperMoney
Explore
Compare Rates

Get Competing Personal Loan Offers

Compare real offers from multiple lenders.

Get Personalized Rates
x I’m not looking for offers right now
Advertiser Disclosure
  Greater Iowa CU Personal Loans
Greater Iowa CU Personal Loans
in Personal Loans from Greater Iowa Credit Union
Unaffiliated

Greater Iowa CU Personal Loans

Unaffiliated
in Personal Loans from Greater Iowa Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Greater Iowa CU Personal Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
APR  (Variable APR) 5.49% - 21.00%
(Verified 08/04/2023)
Loan Amount Starting at $1,000
Loan Term (Months) Up to 60 months

Greater Iowa CU Personal Loans Review

Greater Iowa CU Personal Loans is offered by greater iowa credit union, a credit union founded in 1932 and based in Ames, IA. greater iowa personal loans are available in 1 state across the USA.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 5% and 36%. The starting rates for Greater Iowa CU Personal Loans are on the lower end of the spectrum.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Greater Iowa CU Personal Loans early.

greater iowa personal loans Pros & Cons

Pros Cons
  • Low APRs available to qualified borrowers.
  • APRs as high as 21.00%.
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee

greater iowa personal loans FAQ

What interest rates and personal loan terms does greater iowa personal loans offer?

greater iowa personal loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does greater iowa personal loans offer?

greater iowa personal loans offers a variable APR personal loan product that ranges from 5.49% APR up to 21.00% APR.

How much can you borrow via greater iowa personal loans?

Personal loan amounts start at $1,000.

What is the maximum loan term you can get with greater iowa personal loans?

greater iowa personal loans offers loans with terms of up to 60 months.

greater iowa personal loans Interest Rates & Loan Terms
Personal Loan Amount Starting at $1000
Loan Term up to 60 months
APR 5.49% - 21.00%

What fees does greater iowa personal loans charge?

Does greater iowa personal loans charge an origination fee?

greater iowa personal loans may charge a personal loan origination fee.

Does greater iowa personal loans charge a late fee?

No, greater iowa personal loans will not charge you a late fee if you miss one of the monthly payments.

Does greater iowa personal loans charge prepayment fees?

No, greater iowa personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

greater iowa personal loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Greater Iowa CU Personal Loans?

Greater Iowa CU Personal Loans does not require or does not disclose a credit score minimum.

Greater Iowa CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Greater Iowa CU Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Greater Iowa CU Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Greater Iowa CU Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
greater iowa personal loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Does Greater Iowa CU Personal Loans report your account activity to credit bureaus?

Yes, Greater Iowa CU Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are Greater Iowa CU Personal Loans legit?

Greater Iowa Credit Union was founded in 1932, it is a well-established company that has been in business for 91 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:30pm
  • Saturday 9:00am - 12:00pm

Other Services by Greater Iowa Credit Union

Icon for Credit Card

Credit Cards

4 Products

Be the first to rate

Greater Iowa CU Mastercard® World Card Premium

Greater Iowa CU Mastercard® Platinum Rewards

Greater Iowa CU Mastercard® Platinum

Greater Iowa CU Mastercard® Cash Rewards

Icon for Loans

Auto Loans

Be the first to rate
Icon for Banking

CD Accounts

Be the first to rate

Checking Accounts

Be the first to rate

Money Market Accounts

Be the first to rate

Savings Accounts

Be the first to rate

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Over the Phone
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
  • Bank Transfer
APR Type Variable APR
Loan Amount Starting at $1,000
APR (Variable APR) 5.49% - 21.00%
(Verified 08/04/2023)
Loan Term Up to 60 months

Be the first to rate

 

Would you recommend Greater Iowa CU Personal Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Loans

Mostly recommended

42 Reviews

Mostly recommended

33 Reviews

Strongly recommended

312 Reviews

View All
Browse Personal Loan Lenders
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.