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  Greater Iowa CU Checking Accounts
Greater Iowa CU Checking Accounts
in Checking Accounts from Greater Iowa Credit Union · Insured by NCUA
Unaffiliated

Greater Iowa CU Checking Accounts

Unaffiliated
in Checking Accounts from Greater Iowa Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 4.25%
(Verified 08/04/2023)
Monthly Maintenance Fee $0 - $10
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Greater Iowa CU Checking Accounts Review

Greater Iowa CU Checking Accounts is offered by greater iowa credit union, a credit union founded in 1932 and based in Ames, IA. greater iowa checking accounts is available in 1 state across the USA.

Key Takeaways

  • Up to 4.25% annual percentage yield (APY). This account offers an annual percentage yield of up to 4.25%, which is much higher than the average for the checking accounts that we track.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $10.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Greater Iowa CU Checking Accounts does not charge fees on ATM transactions.

greater iowa checking accounts Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • High variable APY.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.

greater iowa checking accounts FAQ

Are checking accounts from greater iowa credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does greater iowa checking accounts offer?

greater iowa checking accounts offers an APY starting at 0.00% and ranging up to 4.25% (APY stands for annual percentage yield, rates may change).

greater iowa checking accounts Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 4.25%

What are the account minimums for greater iowa checking accounts?

greater iowa checking accounts does not require a minimum initial deposit.

Greater Iowa CU Checking Accounts Minimums
Description
Minimum Opening Deposit $0 - $50

What fees does greater iowa checking accounts charge?

The good news is that this account does not have a monthly Service Charge.

Greater Iowa CU Checking Accounts Fees
Description
Monthly Maintenance Fee $0 - $10
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Check Copy $1.50
Debit Card Replacement Fee (Standard Delivery) $4

What features and perks does greater iowa checking accounts offer?

This account includes the following features:

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Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Minimum Opening Deposit $0 - $50
Monthly Maintenance Fee $0 - $10
(Verified 08/04/2023)
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Check Copy $1.50
Debit Card Replacement Fee (Standard Delivery) $4
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.00% - 4.25%
(Verified 08/04/2023)

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