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  Harborstone Credit Union Auto Loans
Harborstone Credit Union Auto Loans
in Auto Loans from Harborstone Credit Union
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Harborstone Credit Union Auto Loans

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in Auto Loans from Harborstone Credit Union
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Highlights
Loan Amount N/A
APR  (Factor Based) 6.89% - 7.39%
(Verified 08/04/2023)
Loan Term (Months) N/A
Credit Score Range N/A

Harborstone Credit Union Auto Loans Review

Harborstone Credit Union Auto Loans is offered by harborstone credit union, a credit union founded in 1955 and based in Lakewood, WA. harborstone credit union are available in 50 states (and Washington, DC).

harborstone credit union FAQ

What APR does harborstone credit union offer on its car loans?

harborstone credit union offers a car loan product that ranges from 6.89% APR up to 7.39% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does harborstone credit union charge an origination fee?

Yes, harborstone credit union may charge a loan origination fee.

Does harborstone credit union charge a late fee?

Yes, harborstone credit union charges borrowers with a late payment penatly fee

Does harborstone credit union charge prepayment fees?

Yes, harborstone credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my harborstone credit union loan?

Yes, you can. However, harborstone credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Harborstone Credit Union Auto Loans?

Harborstone Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Harborstone Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Harborstone Credit Union Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Harborstone Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Harborstone Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit

Is Harborstone Credit Union a legit company?

Harborstone Credit Union was founded in 1955, it is a well-established company that has been in business for 68 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type
  • Auto
  • Motorcycles
  • Boats
  • RVs
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
APR Type Factor Based
APR (Factor Based) 6.89% - 7.39%
(Verified 08/04/2023)

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