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Last Updated: 04/18/2025

Harborstone Credit Union Auto Loans

in Auto Loans from Harborstone Credit Union

Last Updated: 04/18/2025

Harborstone Credit Union logo
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Amount Range

N/A

APR (Factor Based)

6.89% - 7.39%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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Harborstone Credit Union Auto Loans Review

Harborstone Credit Union Auto Loans is offered by Harborstone Credit Union, a credit union founded in 1955 and based in Lakewood, WA. harborstone credit union are available in 50 states and Washington, DC.

harborstone credit union FAQ

What APR does harborstone credit union offer on its car loans?

harborstone credit union offers a car loan product that ranges from 6.89% APR up to 7.39% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does harborstone credit union charge an origination fee?

Yes, harborstone credit union may charge a loan origination fee .

Does harborstone credit union charge a late fee?

Yes, harborstone credit union charges borrowers with a late payment penatly fee

Does harborstone credit union charge prepayment fees?

Yes, harborstone credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my harborstone credit union loan?

Yes, you can. However, harborstone credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Harborstone Credit Union Auto Loans?

Harborstone Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Harborstone Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Harborstone Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Harborstone Credit Union perform a hard credit pull?

Yes, harborstone credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is harborstone credit union a legit company?

harborstone credit union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

9611 Gravelly Lake Dr SW
Lakewood, WA 98499
(253) 584-2260
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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