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Last Updated: 04/18/2025

Homebase Federal CU VEHICLE LOAN

in Auto Loans from Homebase Federal Credit Union

Last Updated: 04/18/2025

Homebase Federal Credit Union logo
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Amount Range

N/A

APR (Variable APR)

5.99% - 17.49%(Verified 06/29/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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Homebase Federal CU VEHICLE LOAN Review

Homebase Federal CU VEHICLE LOAN is offered by Homebase Federal Credit Union, a credit union founded in 1952 and based in Prince George, VA. Homebase Federal CU VEHICLE LOAN are available in 50 states, 5 US territories, and Washington, DC.

Homebase Federal CU VEHICLE LOAN FAQ

What APR does Homebase Federal CU VEHICLE LOAN offer on its car loans?

Homebase Federal CU VEHICLE LOAN offers a variable APR car loan product that ranges from 5.99% APR up to 17.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Homebase Federal CU VEHICLE LOAN charge an origination fee?

Yes, Homebase Federal CU VEHICLE LOAN may charge a loan origination fee .

Does Homebase Federal CU VEHICLE LOAN charge a late fee?

Yes, Homebase Federal CU VEHICLE LOAN charges borrowers with a late payment penatly fee

Does Homebase Federal CU VEHICLE LOAN charge prepayment fees?

Yes, Homebase Federal CU VEHICLE LOAN does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Homebase Federal CU VEHICLE LOAN loan?

Yes, you can. However, Homebase Federal CU VEHICLE LOAN charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Homebase Federal CU VEHICLE LOAN?

Homebase Federal CU VEHICLE LOAN does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Homebase Federal CU VEHICLE LOAN does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Homebase Federal CU VEHICLE LOAN.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Homebase Federal CU VEHICLE LOAN report your account activity to credit bureaus?

Yes, Homebase Federal CU VEHICLE LOAN reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Homebase Federal Credit Union perform a hard credit pull?

Yes, Homebase Federal CU VEHICLE LOAN performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Homebase Federal Credit Union a legit company?

Homebase Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4495 Crossings Blvd
Prince George, VA 23875
(804) 452-0736
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM

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