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Last Updated: 07/28/2025

Homebase CU Platinum VISA® Card

from Homebase Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Homebase Federal Credit Union logo
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Highlights

Purchase APR (Variable APR)

11.99% - 17.99%(Verified 07/01/2024)

Balance Transfer APR (Variable APR)

N/A


Credit Score Range

N/A


Annual Fee

N/A


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Homebase CU Platinum VISA® Card Review

This is a rewards card issued by Homebase Federal Credit Union. If you're wondering whether Homebase CU Platinum VISA® Card is the right card for you, read on.

Key Takeaways

  • Earn rewards points for every dollar spent on purchases Points can be redeemed for gift cards, merchandise, travel and more
  • APRs: Homebase CU Platinum VISA® Card has a variable regular purchase APR that ranges from 11.99% up to 17.99%.

Pros & Cons of Homebase CU Platinum VISA® Card

Homebase CU Platinum VISA® Card FAQ

Does Homebase CU Platinum VISA® Card have a cash back or rewards program?

Homebase CU Platinum VISA® Card is a rewards card. This card features rewards for purchases in the following categories:

    Does Homebase CU Platinum VISA® Card have a signup bonus?

    Yes. Earn rewards points for every dollar spent on purchases Points can be redeemed for gift cards, merchandise, travel and more

    Does Homebase CU Platinum VISA® Card offer an annual loyalty bonus?

    This card doesn't offer a cash loyalty bonus.

    What are the relevant APRs for Homebase CU Platinum VISA® Card?

    According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
    Homebase CU Platinum VISA® Card has a variable purchase APR that ranges from 11.99% up to 17.99%. Homebase CU Platinum VISA® Card does not offer balance transfers.

    Does Homebase CU Platinum VISA® Card have an intro APR offer on balance transfers?

    No, it does not come with an intro APR offer for balance transfers. Homebase CU Platinum VISA® Card does not offer balance transfers.

    Does Homebase CU Platinum VISA® Card have an intro APR offer on new purchases?

    This card does not offer an intro APR rate on new purchases.

    What are the fees for Homebase CU Platinum VISA® Card?

    N/A.

    What is the customer service phone number for Homebase CU Platinum VISA® Card?

    The customer service number for Homebase CU Platinum VISA® Card is (804) 452-0736.

    What is the support contact email for Homebase CU Platinum VISA® Card?

    The support contact email for Homebase CU Platinum VISA® Card is marketing@homebasecu.org.

    How do people rate the customer service and user experience of Homebase CU Platinum VISA® Card?

    We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

    Does Homebase CU Platinum VISA® Card report your account activity to credit bureaus?

    Yes, Homebase CU Platinum VISA® Card reports to the following credit bureaus:
    • Equifax
    • Experian
    • TransUnion
    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

    Does Homebase Federal Credit Union perform a hard credit pull?

    Yes, Homebase CU Platinum VISA® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
    Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

    How to apply for Homebase CU Platinum VISA® Card

    • Visit the website of Homebase CU Platinum VISA® Card.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    4495 Crossings Blvd
    Prince George, VA 23875
    (804) 452-0736
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    10:00AM - 5:00PM
    Thursday
    9:00AM - 5:30PM
    Friday
    9:00AM - 5:30PM
    Saturday
    9:00AM - 12:00PM

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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Homebase CU Platinum VISA® Card Community Reviews

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