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Last Updated: 07/26/2025
Hyundai Motor Finance Auto Loan
Unaffiliated
in Auto Loans from Hyundai Motor Finance
Last Updated: 07/26/2025
SuperMoney User Recommendation Score -90
Strongly not recommended160 total votes
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Highlights
Community Rating
Strongly not recommended
Amount Range
$10,000 - $70,000
Disclaimer popup with additional information
APR (Fixed APR)
0% - 30%(Verified 06/21/2024)
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Credit Score Range
650 - 850
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Loan Term (Months)
Up to 72
Number of Reviews
Hyundai Motor Finance Auto Loan Review
Hyundai Motor Finance Auto Loan is offered by Hyundai Motor Finance, a financial services company founded in 1989 and based in Dallas, TX. Hyundai finance are available in 50 states and Washington, DC.
Hyundai finance FAQ
How much can you borrow via Hyundai finance?
Hyundai finance loan amounts start at $10,000 and go up to $70,000.
What APR does Hyundai finance offer on its car loans?
Hyundai finance offers a fixed apr car loan product that ranges from 0% APR up to 30% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Hyundai finance?
Hyundai finance has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Hyundai finance charge an origination fee?
Yes, Hyundai finance may charge a loan origination fee .
Does Hyundai finance charge a late fee?
Yes, Hyundai finance charges borrowers with a late payment penalty fee
Does Hyundai finance charge prepayment fees?
No, Hyundai finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Hyundai finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Hyundai finance loan?
Yes, you can. Hyundai finance does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Hyundai Motor Finance Auto Loan?
Applicants with a credit score of at least 650 and up to 850 may be eligible for Hyundai Motor Finance Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Hyundai Motor Finance Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan via Hyundai finance?
Hyundai finance will typically fund the car loan within 1 business day of approval.Does Hyundai Motor Finance perform a hard credit pull?
Yes, Hyundai finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Hyundai Motor Finance a legit company?
Hyundai Motor Finance was founded in 1989, it is a well-established company that has been in business for 37 years. Hyundai Motor Finance Auto Loan is strongly not recommended by SuperMoney community users.
Hyundai Motor Finance Auto Loan Disclosure: "Special limited time annual percentage rate (APR) available to qualified buyers on approved credit."
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Hyundai finance
Message from our editor
What we love about Hyundai Motor Finance
Hyundai Motor Finance makes it easy for people to apply for financing online. You can use your financing plan to buy either a new vehicle or one that is certified pre-owned. The service also has many discounts available that can make buying a car even less expensive.
What could Hyundai Motor Finance do better?
One obvious drawback of Hyundai Motor Finance is that you can only use the financing plans to purchase a Hyundai. If you want to shop around with different car brands, you’ll likely be better off getting a loan without that restrictions. There are also some common complaints regarding Hyundai Motor Finance’s service. Customers claim that the company often charges fees by mistake, leaving you with the headache of disputing the fees and getting them corrected. Customers also claim that the company’s customer service lacks quality, so you might have trouble getting help when you need it.
The fact that the loan is only available for new or certified pre-owned cars means you can know you’re getting a good vehicle, but it also restricts your choices. You can find a lot of good deals on used cars that aren’t certified pre-owned and going with one means paying a premium.
Hyundai Motor Finance‘s backstory
Hyundai is a South Korean conglomerate. Hyundai Motor Company was formed in 1967 and became Hyundai Motor Group when it bought a controlling stake in Kia in 1998. The company opened Hyundai Motor Financing in 1989 to make it easier for car shoppers to buy or lease a Hyundai vehicle.
The Verdict
If you know that you want to buy a certified pre-owned or brand-new Hyundai, you might as well consider Hyundai Motor Finance. The application is relatively simple and you might get a good deal. Just keep in mind that the company has a reputation for poor customer service. If you’re not sure that a Hyundai is right for you or you want to shop around with different brands, consider other financing options.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -90, or 1.2 on a 5-point rating scale.
-90
-1000+100
No one recommends
Everyone recommends
Hyundai Motor Finance Auto Loan Community Reviews
Would you recommend Hyundai Motor Finance Auto Loan to your friends?
ER
Edgar R.
Mar 7, 2024
May or may not recommend
Most of the time people focus on an interest rate, which is favorable and rate accompany based on the interest rate, they are providing, but that is only part of the relationship. This company has a different department for every single part of your account and no it’s not a typo. For example, if you’re calling regarding a payment, they will transfer you to the billing department. If ...Show More
Melissa B.
Nov 18, 2023
May or may not recommend
They took an extra payment out and said it must have been my fault because I was confused about the system. I was not confused about the system. They don’t take accountability and blame the customer. I have always paid. They told me it would take up to 30 days to process my refund and up to 10 business days to receive it in the mail. I paid electronically but ...Show More
DS
David S.
Sep 5, 2023
May or may not recommend
Stay away from these thieves. This is the second time I end up with a situation at the end of the Lease, that Hyundai Motor Finance took advantage and screwed me out of $10,000. When you call them for assistance, all you get is you signed the contract, you read the contract. Lease programs work when you have the advantage to sell and the end of term. ...Show More
EL
E L.
Aug 25, 2023
May or may not recommend
Disastrous I paid off my car loan almost a year ago yet this company continues to report me as delinquent on a paid off loan, they do not care!!!
BS
Brian S.
Aug 1, 2023
May or may not recommend
I 've had a vehicle totaled and paid off by my insurance and Hyundai will not remove a $12,000 balance from my credit score even tho it has been paid. I've tried calling to resolve this and always they are unavailable or experiencing high call volume. NEVER , EVER AGAIN WILL I DO BUSSINESS WITH THEM!!!
What a pitiful excuse for a company... hire some people for fuck sake.
MG
Mike G.
Jul 27, 2023
May or may not recommend
I am leasing a 2022 Elantra. I love the car and personally haven't had any problems with Hyundai Motor Finance. So I talked my mom into leasing a Hyundai when her lease was up on her Toyota Corolla.
Her first payment went through and posted fine with the Auto Pay. Her second and third month payment however, are showing that they were posted to her account, but the funds were ...Show More
KH
Kahne H.
Jan 18, 2023
May or may not recommend
If I could give ZERO stars I would. AWFUL payoff experience!!!!! Dealership paying car off sent TWO checks that Hyundai ACCEPTED and then returned to dealership. Would not apply to our loan and harassed us with collection calls for a car we hadn't had for 2 months! HORRIBLE customer service, no answers or a means for our finance manager at bank to call anyone at HMF. HMF ...Show More
KZ
Kelly Z.
Sep 12, 2022
May or may not recommend
I Bought a Touscon and Thought I had a Pretty Good Interest Rate. Hyundai Motor Credit Made that Short Lived! After 3 Months of Having the Vehicle, I Got COVID and Couldn't Get NO HELP AT ALL!! The Bastards "Nickled and Dimed" Me At Every Angle, No Matter How I Tried to Communicate with Them. I Believe I was Charged for Calling Them! They were Rude, Talked to Me ...Show More
U
Anonymous
Jun 17, 2022
May or may not recommend
I had bought gotten a loan from them and they are making it as difficult as possible to actually pay for my car. Their website is broken. I tried to make a payment, but the account number was cut off. They sent me a confirmation email that the payment went through, only to find out 2 weeks later that I have an overdue payment. I tried to pay through their ...Show More
LD
Lj D.
May 17, 2022
May or may not recommend
In February, I paid this loan off and refi with another company. Pentagon Federal Credit Union is now the lien holder. Three months after paying this loan off, they are still sending me statements, reporting inaccurate info to the credit bureau, causing my credit score to be negatively affected, because they (along with their IT Department) can’t figure out how to correct my account. I need this ...Show More
EH
Erica H.
Jan 24, 2022
May or may not recommend
They're the worst DON'T DO BUSINESS WITH THEM RUN DON'T WALK!!!!!!!
TK
Tony K.
Dec 9, 2021
May or may not recommend
Customer "service" reps do not care about the customer's needs. They have a callous attitude have no knowledge about anything. They are very unhelpful.
DB
David B.
Nov 9, 2021
May or may not recommend
The customer service is the absolute worst I have ever received. Their system is NOT to be trusted... they have had an error in payment processing for the last 2 months resulting in unprocessed payments being listed as RETURNED payments. I have been lied to by supervisors who have claimed they would remove the auto hold their system puts due to THEIR error and am being treated like a delinquent ...Show More
U
Anonymous
Oct 16, 2021
May or may not recommend
The title department is pathetic band shamelessly incompetent. My car has been paid of for about a year and I have yet to receive the title. I have contacted them 5 times but to no avail.
CC
Curtis C.
Aug 8, 2021
May or may not recommend
I had a very bad experience with Hyundai Motor Finance. I'd always made my payments on time but when I forgot to make a payment they didn't even send me a reminder for me to pay, they quickly reported the late payment. This significantly damaged my perfect credit history. I made several calls to them and wrote several goodwill letters to have the missed payment removed, all to no avail. ...Show More
MT
Margaret T.
Jul 29, 2021
May or may not recommend
I paid off my leased vehicle in April 2021. Sent in the required documents for releasing the title 3 times and dropped the original in the mail. It's nearly 5 months later and they still claiming that they haven't received any documents. All they say is send it again. This is the worse experience with a finance company. I paid for this car and don't have a title to show ...Show More
U
Anonymous
Jun 10, 2021
May or may not recommend
These idiots hire morons for customer service who read from a script. I paid off my car THREE MONTHS AGO and they never sent my title. I have literally BEGGED them to send it with a tracking number and they refuse, saying every single time "call in 3-5 business days" and then you call and they say "I'll contact the title department, please call back in 3-5 business days". It's ...Show More
JS
Jose S.
Mar 29, 2021
May or may not recommend
i paid off my car on july 2020 and i still waiting the title to do the registration, im still waiting what can i do? please let me know
MB
Mike B.
Mar 2, 2021
May or may not recommend
Due to medical debt I declared Chapter 7 in 2015 - discharged in June. Got a few credit cards to reestablish myself. Shared one car with my ex while I was battling cancer. In January 2016, my oncologist gave me the "You're 5 years cancer-free" speech. Decided to start saving for a car. I planned on waiting til the fall to shop but I took a chance in March. Found ...Show More
SH
Susan H.
Feb 18, 2021
May or may not recommend
Well in 2018 I bought a Kona - two weeks later I was rear ended - $9000 damage - they dind't have any parts to fix it and took 2 months - and I had to make my payments!! Now we are at a dead end. I lived in Torrance till Nov 30 and changed my address on the website when I made my payment since I signed ...Show More
Showing 20 of 160 reviews