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Last Updated: 04/18/2025

Audubon FCU Auto Loans

in Auto Loans from Audubon Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

N/A

APR (Fixed APR)

5.25% - 18.00%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

48 - 84
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Audubon FCU Auto Loans Review

Audubon FCU Auto Loans is offered by Audubon Federal Credit Union, a credit union founded in 1956 and based in Owensboro, KY. Audubon FCU Auto Loans are available in 50 states and Washington, DC.

Audubon FCU Auto Loans FAQ

What APR does Audubon FCU Auto Loans offer on its car loans?

Audubon FCU Auto Loans offers a fixed apr car loan product that ranges from 5.25% APR up to 18.00% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Audubon FCU Auto Loans?

Audubon FCU Auto Loans has car loans with terms ranging from 48 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Audubon FCU Auto Loans charge an origination fee?

Yes, Audubon FCU Auto Loans may charge a loan origination fee .

Does Audubon FCU Auto Loans charge a late fee?

Yes, Audubon FCU Auto Loans charges borrowers with a late payment penatly fee

Does Audubon FCU Auto Loans charge prepayment fees?

Yes, Audubon FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Audubon FCU Auto Loans loan?

Yes, you can. However, Audubon FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Audubon FCU Auto Loans?

Audubon FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Audubon FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Audubon FCU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Audubon FCU Auto Loans report your account activity to credit bureaus?

Yes, Audubon FCU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Audubon Federal Credit Union perform a hard credit pull?

Yes, Audubon FCU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Audubon Federal Credit Union a legit company?

Audubon Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

1429 Breckenridge St
Owensboro, KY 42303
(270) 685-3487
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed

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