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  J.J. Best Banc & Co. Auto Financing
J.J. Best Banc & Co. Auto Financing
in Auto Loans from J.J. Best Banc & Co.
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J.J. Best Banc & Co. Auto Financing

Unaffiliated
in Auto Loans from J.J. Best Banc & Co.
SuperMoney Net Recommendation Score +60  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.

+60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

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Highlights
Community Rating Strongly recommended
Loan Amount $6,000 - $2,000,000
APR  (Fixed APR) Starting at 1.87%
(Verified 08/04/2023)
Loan Term (Months) 60 - 84 months
Credit Score Range 650 - 850
Number of Reviews 5

J.J. Best Banc & Co. Auto Financing Review

J.J. Best Banc & Co. Auto Financing is offered by J.J. Best Banc & Co., a financial services company founded in 1993 and based in New Bedford, MA. J.J. Best finance are available in 50 states (and Washington, DC).

J.J. Best finance FAQ

How much can you borrow via J.J. Best finance?

J.J. Best finance loan amounts start at $6,000 and go up to $2,000,000.

What APR does J.J. Best finance offer on its car loans?

J.J. Best finance offers a fixed apr car loan product that ranges from 1.87% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with J.J. Best finance?

J.J. Best finance has car loans with terms ranging from 60 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does J.J. Best finance charge an origination fee?

Yes, J.J. Best finance may charge a loan origination fee.

Does J.J. Best finance charge a late fee?

Yes, J.J. Best finance charges borrowers with a late payment penatly fee

Does J.J. Best finance charge prepayment fees?

No, J.J. Best finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my J.J. Best finance loan?

Yes, you can. J.J. Best finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for J.J. Best Banc & Co. Auto Financing?

Applicants with a credit score of at least 650 and up to 850 may be eligible for J.J. Best Banc & Co. Auto Financing. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

J.J. Best Banc & Co. Auto Financing does not have or does not disclose a minimum annual income eligibility requirement. J.J. Best Banc & Co. Auto Financing only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via J.J. Best Banc & Co. Auto Financing. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via J.J. Best finance?

J.J. Best finance will typically approve (or deny) a car loan application within 1 hour and fund the car loan within 7 business days of approval.

Is J.J. Best Banc & Co. a legit company?

J.J. Best Banc & Co. was founded in 1993, it is a well-established company that has been in business for 30 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From J.J. Best finance

J. J. BEST BANC & CO. is the largest and oldest specialty automobile lender in the US. We’ve been recognized for decades by antique, classic, collector, exotic, hot rod, kit, muscle, and sports car enthusiasts and dealers as the leader of our kind. Not all auto lending is created equal. Very few lenders even handle collector car financing and even fewer know the specialty car industry as we do. Because each car is truly unique, and proper valuation depends on an experienced eye, dedicated service makes all the difference.

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About J.J. Best Banc & Co. Auto Financing

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
No Prepayment Fee
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Maximum Vehicle Age 117
Military Status
  • Active Duty Military
  • Non-Military
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Recent Pay Stubs
Credit Score Range 650 - 850
APR Type Fixed APR
Loan Amount $6,000 - $2,000,000
APR (Fixed APR) Starting at 1.87%
(Verified 08/04/2023)
Loan Term 60 - 84 months

J.J. Best Banc & Co. Auto Financing Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.

+60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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