J.J. Best Banc & Co. Auto Financing Review

J.J. Best Banc & Co. Auto Financing is offered by J.J. Best Banc & Co., a financial services company founded in 1993 and based in New Bedford, MA. J.J. Best Banc & Co. Auto Financing is available in 50 states (and Washington, DC).

How much can you borrow via J.J. Best finance?

J.J. Best finance loan amounts start at $6,000 and go up to $2,000,000.

What APR does J.J. Best finance offer on its car loans?

J.J. Best finance offers a fixed apr car loan product that ranges from 1.87% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with J.J. Best finance?

J.J. Best finance has car loans with terms ranging from 60 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does J.J. Best finance charge an origination fee?

Yes, J.J. Best finance may charge a loan origination fee.

Does J.J. Best finance charge a late fee?

Yes, J.J. Best finance charges borrowers with a late payment penatly fee

Does J.J. Best finance charge prepayment fees?

No, J.J. Best finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my J.J. Best finance loan?

Yes, you can. J.J. Best finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for J.J. Best Banc & Co. Auto Financing?

Applicants with a credit score of at least 650 and up to 850 may be eligible for J.J. Best Banc & Co. Auto Financing. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

J.J. Best Banc & Co. Auto Financing does not have or does not disclose a minimum annual income eligibility requirement. J.J. Best Banc & Co. Auto Financing only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via J.J. Best Banc & Co. Auto Financing. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via J.J. Best finance?

J.J. Best finance will typically approve (or deny) a car loan application within 1 hour and fund the car loan within 7 business days of approval.