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Is J.J. Best Banc & Co. Auto Financing the right fit for you?
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Last Updated: 04/18/2025

J.J. Best Banc & Co. Auto Financing

from J.J. Best Banc & Co.

Last Updated: 04/18/2025
J.J. Best Banc & Co. Auto Financing logo
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Strongly recommended5 total votes
4 users recommend
1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Amount Range

$6,000 - $2,000,000

APR (Fixed APR)

Starting at 1.87%(Verified 06/21/2024)
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Credit Score Range

650 - 850

Loan Term (Months)

60 - 84

Number of Reviews

5
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J.J. Best Banc & Co. Auto Financing Review

J.J. Best Banc & Co. Auto Financing is offered by J.J. Best Banc & Co., a financial services company founded in 1993 and based in New Bedford, MA. J.J. Best finance are available in 50 states and Washington, DC.

J.J. Best finance FAQ

How much can you borrow via J.J. Best finance?

J.J. Best finance loan amounts start at $6,000 and go up to $2,000,000.

What APR does J.J. Best finance offer on its car loans?

J.J. Best finance offers a fixed apr car loan product that ranges from 1.87% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with J.J. Best finance?

J.J. Best finance has car loans with terms ranging from 60 to 84 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does J.J. Best finance charge an origination fee?

Yes, J.J. Best finance may charge a loan origination fee .

Does J.J. Best finance charge a late fee?

Yes, J.J. Best finance charges borrowers with a late payment penalty fee

Does J.J. Best finance charge prepayment fees?

No, J.J. Best finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my J.J. Best finance loan?

Yes, you can. J.J. Best finance does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for J.J. Best Banc & Co. Auto Financing?

Applicants with a credit score of at least 650 and up to 850 may be eligible for J.J. Best Banc & Co. Auto Financing. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
J.J. Best Banc & Co. Auto Financing does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via J.J. Best finance?

J.J. Best finance will typically fund the car loan within 7 business days of booking.

Does J.J. Best Banc & Co. perform a hard credit pull?

Yes, J.J. Best finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is J.J. Best Banc & Co. a legit company?

J.J. Best Banc & Co. was founded in 1993, it is a well-established company that has been in business for 33 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

J.J. Best Banc & Co. Auto Financing logo

Message from J.J. Best finance

J. J. BEST BANC & CO. is the largest and oldest specialty automobile lender in the US. We’ve been recognized for decades by antique, classic, collector, exotic, hot rod, kit, muscle, and sports car enthusiasts and dealers as the leader of our kind. Not all auto lending is created equal. Very few lenders even handle collector car financing and even fewer know the specialty car industry as we do. Because each car is truly unique, and proper valuation depends on an experienced eye, dedicated service makes all the difference.

Contact

Headquarters

60 North Water Street
New Bedford, MA 02740
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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +60, or 4.2 on a 5-point rating scale.

+60

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

J.J. Best Banc & Co. Auto Financing Community Reviews

Would you recommend J.J. Best Banc & Co. Auto Financing to your friends?

MP

Matt P.

Dec 5, 2020

May or may not recommend

J.J. Best Banc & Co. Auto Financing Auto Loans has assisted 2 family members of my family in getting an affordable payback Financial auto loans. Both family members where able to purchase a personal vehicle and proceed to payback the Auto Loan within a timely fashion due to the amount of time J.J. Best Banc & Co. Auto Financing Auto Loans. In these times financing a car alone can be ...Show More
Josh G. avatar image

Josh G.

Aug 26, 2020

May or may not recommend

They were great to work with when financing part of my R32 GTR. Fast and easy process and I plan on working with them when buying my MK4 Supra.
U

Anonymous

Sep 7, 2019

May or may not recommend

Great rates, fast turn around, simple transaction and no early payment penalties! Doesn’t get any better than that!
U

Anonymous

Aug 28, 2019

May or may not recommend

Awesome company, been working with them for years! Low rates, and awesome customer service
Richard H. avatar image

Richard H.

Mar 20, 2019

May or may not recommend

They do not work with multiple banks but only two investors. You are not getting the best deal this way. Your credit score will drop thinking they are pulling the report for just to shop with institutions but they are not. VERY VERY slow in responses. I was approved through the dealer and they gave me all the upsell they could do better but then said ...Show More

Showing 5 of 5 reviews

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