J.J. Best Banc & Co. Auto Financing Review

J.J. Best Banc & Co. Auto Financing is an auto purchase finance offering by J.J. Best Banc & Co., based in New Bedford, MA. Founded in 1993, J.J. Best Banc & Co. offers auto loans in 50 states (and Washington, DC).

How much can you borrow via J.J. Best Banc & Co. Auto Financing?

J.J. Best Banc & Co. Auto Financing auto loan amounts start at $6,000 and go up to $750,000.

What APR does J.J. Best Banc & Co. Auto Financing offer on its auto loans?

J.J. Best Banc & Co. Auto Financing offers an auto loan product that ranges from 1.87% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with J.J. Best Banc & Co. Auto Financing?

J.J. Best Banc & Co. Auto Financing has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does J.J. Best Banc & Co. Auto Financing charge an origination fee?

Yes, J.J. Best Banc & Co. Auto Financing may charge a loan origination fee.

Does J.J. Best Banc & Co. Auto Financing charge a late fee?

Yes, J.J. Best Banc & Co. Auto Financing charges borrowers with a late payment penatly fee

Does J.J. Best Banc & Co. Auto Financing charge prepayment fees?

No, J.J. Best Banc & Co. Auto Financing will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best Banc & Co. Auto Financing that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with J.J. Best Banc & Co. Auto Financing?

Applicants with a credit score of at least 650 can apply for a loan via J.J. Best Banc & Co. Auto Financing. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan via J.J. Best Banc & Co. Auto Financing? J.J. Best Banc & Co. Auto Financing will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.