Is LA Healthcare FCU Hybrid & Electric Vehicle Loans the right fit for you?
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Last Updated: 04/18/2025
LA Healthcare FCU Hybrid & Electric Vehicle Loans
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Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 7.25%(Verified 07/10/2024)
Credit Score Range
N/A
Loan Term (Months)
12 - 84
LA Healthcare FCU Hybrid & Electric Vehicle Loans Review
LA Healthcare FCU Hybrid & Electric Vehicle Loans is offered by LA Healthcare Federal Credit Union, a credit union founded in 1964 and based in Los Angeles, CA. LA Healthcare FCU Hybrid & Electric Vehicle Loans are available in 50 states, 5 US territories, and Washington, DC.
LA Healthcare FCU Hybrid & Electric Vehicle Loans FAQ
What APR does LA Healthcare FCU Hybrid & Electric Vehicle Loans offer on its car loans?
LA Healthcare FCU Hybrid & Electric Vehicle Loans offers a fixed apr car loan product that ranges from 7.25% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with LA Healthcare FCU Hybrid & Electric Vehicle Loans?
LA Healthcare FCU Hybrid & Electric Vehicle Loans has car loans with terms ranging from 12 to 84 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does LA Healthcare FCU Hybrid & Electric Vehicle Loans charge an origination fee?
Yes, LA Healthcare FCU Hybrid & Electric Vehicle Loans may charge a loan origination fee .
Does LA Healthcare FCU Hybrid & Electric Vehicle Loans charge a late fee?
Yes, LA Healthcare FCU Hybrid & Electric Vehicle Loans charges borrowers with a late payment penalty fee of up to $29.00
Does LA Healthcare FCU Hybrid & Electric Vehicle Loans charge prepayment fees?
Yes, LA Healthcare FCU Hybrid & Electric Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my LA Healthcare FCU Hybrid & Electric Vehicle Loans loan?
Yes, you can. However, LA Healthcare FCU Hybrid & Electric Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for LA Healthcare FCU Hybrid & Electric Vehicle Loans?
LA Healthcare FCU Hybrid & Electric Vehicle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. LA Healthcare FCU Hybrid & Electric Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LA Healthcare FCU Hybrid & Electric Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does LA Healthcare FCU Hybrid & Electric Vehicle Loans report your account activity to credit bureaus?
Yes, LA Healthcare FCU Hybrid & Electric Vehicle Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does LA Healthcare Federal Credit Union perform a hard credit pull?
Yes, LA Healthcare FCU Hybrid & Electric Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is LA Healthcare Federal Credit Union a legit company?
LA Healthcare Federal Credit Union was founded in 1964, it is a well-established company that has been in business for 62 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
SundayClosedMonday7:30AM - 4:00PMTuesday7:30AM - 4:00PMWednesday7:30AM - 4:00PMThursday7:30AM - 4:00PMFriday7:30AM - 4:00PMSaturdayClosed
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Other Auto Loans from LA Healthcare Federal Credit Union
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Amount Range
Up to $150,000
APR
Starting at 7.25%
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
12 - 84
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