Last Updated: 07/28/2025
LA Healthcare FCU Classic VISA Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.99%(Verified 07/10/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
LA Healthcare FCU Classic VISA Credit Card Review
This is a rewards card issued by LA Healthcare Federal Credit Union. If you're wondering whether LA Healthcare FCU Classic VISA Credit Card is the right card for you, read on.
Key Takeaways
- APRs: LA Healthcare FCU Classic VISA Credit Card has a variable regular purchase APR of 12.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Pros & Cons of LA Healthcare FCU Classic VISA Credit Card
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LA Healthcare FCU Classic VISA Credit Card FAQ
Does LA Healthcare FCU Classic VISA Credit Card have a cash back or rewards program?
LA Healthcare FCU Classic VISA Credit Card is a rewards card.
| Description |
Does LA Healthcare FCU Classic VISA Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does LA Healthcare FCU Classic VISA Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for LA Healthcare FCU Classic VISA Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.LA Healthcare FCU Classic VISA Credit Card has a variable purchase APR of 12.99%. LA Healthcare FCU Classic VISA Credit Card does not offer balance transfers. It also has a variable cash advance APR of 17.99% .
Does LA Healthcare FCU Classic VISA Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. LA Healthcare FCU Classic VISA Credit Card does not offer balance transfers.Does LA Healthcare FCU Classic VISA Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for LA Healthcare FCU Classic VISA Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for LA Healthcare FCU Classic VISA Credit Card?
The customer service number for LA Healthcare FCU Classic VISA Credit Card is (213) 748-4788.
What is the support contact email for LA Healthcare FCU Classic VISA Credit Card?
The support contact email for LA Healthcare FCU Classic VISA Credit Card is info@lahfcu.org.
What is the login page for LA Healthcare FCU Classic VISA Credit Card?
You can access the login page of LA Healthcare FCU Classic VISA Credit Card here.
How do people rate the customer service and user experience of LA Healthcare FCU Classic VISA Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does LA Healthcare FCU Classic VISA Credit Card report your account activity to credit bureaus?
Yes, LA Healthcare FCU Classic VISA Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does LA Healthcare Federal Credit Union perform a hard credit pull?
Yes, LA Healthcare FCU Classic VISA Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for LA Healthcare FCU Classic VISA Credit Card
- Visit the website of LA Healthcare FCU Classic VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 4:00PM
Saturday
Closed