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  Members First Credit Union Utah Auto Loans

Members First Credit Union Utah Auto Loans

in Auto Loans from Members First Credit Union - Utah

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Members First Credit Union Utah Auto Loans

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in Auto Loans from Members First Credit Union - Utah

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Highlights
Credit Score Range 600 - 850
Loan Amount N/A
APR  (Fixed APR) Starting at 2.74%
Loan Term (Months) Up to 7 months

Members First Credit Union Utah Auto Loans Review

Members First Credit Union Utah Auto Loans is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Auto Loans is available in 1 state across the USA.

Members First auto loan FAQ

What APR does Members First auto loan offer on its car loans?

Members First auto loan offers a fixed apr car loan product that ranges from 2.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members First auto loan?

Members First auto loan has car loans with a maximum term of 7 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Members First auto loan charge an origination fee?

Yes, Members First auto loan may charge a loan origination fee.

Does Members First auto loan charge a late fee?

Yes, Members First auto loan charges borrowers with a late payment penatly fee

Does Members First auto loan charge prepayment fees?

Yes, Members First auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First auto loan loan?

Yes, you can. However, Members First auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members First Credit Union Utah Auto Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Utah Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union Utah Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Utah Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Utah Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members First Credit Union Utah Auto Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Recent bank statements
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Members First Credit Union Utah Auto Loans report your account activity to credit bureaus?

Yes, Members First Credit Union Utah Auto Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Members First Credit Union Utah Auto Loans

Members First Credit Union tailors your auto loan to fit your needs. Our personalized auto loans put you in the driver's seat - on your own terms. Low fixed and variable rates. Flexible terms up to 7 years. Find a new or used vehicle value. Research a vehicle and explore your buying options.

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Maximum Vehicle Age 16
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Vehicle Type
  • Auto
  • Motorcycles
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR (Fixed APR) Starting at 2.74%
Loan Term Up to 7 months

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