Members 1st CU Utah Recreational Vehicle Loans

Members 1st CU Utah Recreational Vehicle Loans Review

Members 1st CU Utah Recreational Vehicle Loans is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members 1st CU Utah Recreational Vehicle Loans are available in 1 state across the USA.

Members First auto loan FAQ

What APR does Members First auto loan offer on its car loans?

Members First auto loan offers a fixed apr car loan product that ranges from 4.75% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members First auto loan?

Members First auto loan has car loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Members First auto loan charge an origination fee?

Yes, Members First auto loan may charge a loan origination fee.

Does Members First auto loan charge a late fee?

Yes, Members First auto loan charges borrowers with a late payment penatly fee

Does Members First auto loan charge prepayment fees?

Yes, Members First auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First auto loan loan?

Yes, you can. However, Members First auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members 1st CU Utah Recreational Vehicle Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st CU Utah Recreational Vehicle Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members 1st CU Utah Recreational Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement. Members 1st CU Utah Recreational Vehicle Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members 1st CU Utah Recreational Vehicle Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members 1st CU Utah Recreational Vehicle Loans.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

Does Members 1st CU Utah Recreational Vehicle Loans report your account activity to credit bureaus?

Yes, Members 1st CU Utah Recreational Vehicle Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Members First Credit Union - Utah a legit company?

Members First Credit Union - Utah was founded in 1958, it is a well-established company that has been in business for 65 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.