Last Updated: 04/18/2025
NET Credit Union RV & Powersport Loans
Unaffiliated
in Auto Loans from NET Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
Starting at 7.49%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 120
NET Credit Union RV & Powersport Loans Review
NET Credit Union RV & Powersport Loans is offered by NET Credit Union, a credit union founded in 1941 and based in Scranton, PA. NET Credit Union RV & Powersport Loans are available in 50 states and Washington, DC.
NET Credit Union RV & Powersport Loans FAQ
What APR does NET Credit Union RV & Powersport Loans offer on its car loans?
NET Credit Union RV & Powersport Loans offers a variable APR car loan product that ranges from 7.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with NET Credit Union RV & Powersport Loans?
NET Credit Union RV & Powersport Loans has car loans with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does NET Credit Union RV & Powersport Loans charge an origination fee?
Yes, NET Credit Union RV & Powersport Loans may charge a loan origination fee .
Does NET Credit Union RV & Powersport Loans charge a late fee?
Yes, NET Credit Union RV & Powersport Loans charges borrowers with a late payment penatly fee
Does NET Credit Union RV & Powersport Loans charge prepayment fees?
Yes, NET Credit Union RV & Powersport Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my NET Credit Union RV & Powersport Loans loan?
Yes, you can. However, NET Credit Union RV & Powersport Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for NET Credit Union RV & Powersport Loans?
NET Credit Union RV & Powersport Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. NET Credit Union RV & Powersport Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by NET Credit Union RV & Powersport Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does NET Credit Union RV & Powersport Loans report your account activity to credit bureaus?
Yes, NET Credit Union RV & Powersport Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NET Credit Union perform a hard credit pull?
Yes, NET Credit Union RV & Powersport Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is NET Credit Union a legit company?
NET Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
8:30AM - 12:30PM