Last Updated: 04/18/2025
NET Credit Union Home Mortgage Loans
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in Home Mortgage Loans from NET Credit Union
Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
Up to 30
NET Credit Union Home Mortgage Loans Review
NET Credit Union Home Mortgage Loans is offered by NET Credit Union (NMLS #431451), a credit union founded in 1941 and based in Scranton, PA. NET Credit Union Home Mortgage Loans are available in 50 states and Washington, DC.
Key Takeaways
- Only two mortgage programs offered. NET Credit Union Home Mortgage Loans provides FHA VA conforming and conventional mortgages.
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. NET Credit Union Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
NET Credit Union Home Mortgage Loans Pros & Cons
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NET Credit Union Home Mortgage Loans FAQ
What is the maximum loan term you can get with NET Credit Union Home Mortgage Loans?
NET Credit Union Home Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does NET Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, NET Credit Union Home Mortgage Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, NET Credit Union Home Mortgage Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does NET Credit Union Home Mortgage Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. NET Credit Union Home Mortgage Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for NET Credit Union Home Mortgage Loans is .
What is the support contact email?
The support contact email for is info@netcreditunion.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
8:30AM - 12:30PM