Last Updated: 04/18/2025
Oakland University Credit Union Motorcycle Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 7.44%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
36 - 84
Oakland University Credit Union Motorcycle Loan Review
Oakland University Credit Union Motorcycle Loan is offered by Oakland University Credit Union, a credit union founded in 1937 and based in Lansing, MI. Oakland University Credit Union Motorcycle Loan are available in 50 states and Washington, DC.
Oakland University Credit Union Motorcycle Loan FAQ
What APR does Oakland University Credit Union Motorcycle Loan offer on its car loans?
Oakland University Credit Union Motorcycle Loan offers a fixed apr car loan product that ranges from 7.44% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Oakland University Credit Union Motorcycle Loan?
Oakland University Credit Union Motorcycle Loan has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Oakland University Credit Union Motorcycle Loan charge an origination fee?
Yes, Oakland University Credit Union Motorcycle Loan may charge a loan origination fee .
Does Oakland University Credit Union Motorcycle Loan charge a late fee?
Yes, Oakland University Credit Union Motorcycle Loan charges borrowers with a late payment penatly fee
Does Oakland University Credit Union Motorcycle Loan charge prepayment fees?
No, Oakland University Credit Union Motorcycle Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Oakland University Credit Union Motorcycle Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Oakland University Credit Union Motorcycle Loan loan?
Yes, you can. Oakland University Credit Union Motorcycle Loan does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Oakland University Credit Union Motorcycle Loan?
Oakland University Credit Union Motorcycle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Oakland University Credit Union Motorcycle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Oakland University Credit Union Motorcycle Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Oakland University Credit Union Motorcycle Loan report your account activity to credit bureaus?
Yes, Oakland University Credit Union Motorcycle Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Oakland University Credit Union perform a hard credit pull?
Yes, Oakland University Credit Union Motorcycle Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Oakland University Credit Union a legit company?
Oakland University Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM