Last Updated: 04/18/2025
Oakland University Credit Union Instant Cash Line-of-Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 10.90%(Verified 06/21/2024)
Oakland University Credit Union Instant Cash Line-of-Credit Review
Oakland University Credit Union Instant Cash Line-of-Credit is offered through Oakland University Credit Union, a credit union founded in 1937 and based in Lansing, MI. Oakland University Credit Union Instant Cash Line-of-Credit are available in 50 states and Washington, DC.
Oakland University Credit Union Instant Cash Line-of-Credit FAQ
What APRs does Oakland University Credit Union Instant Cash Line-of-Credit offer?
Oakland University Credit Union Instant Cash Line-of-Credit offers an APR that starts at 10.90% APR.
Does the Oakland University Credit Union Instant Cash Line-of-Credit charge an origination fee?
Yes, Oakland University Credit Union Instant Cash Line-of-Credit charges a line of credit origination fee .Does the Oakland University Credit Union Instant Cash Line-of-Credit charge a cash advance fee?
Yes, Oakland University Credit Union Instant Cash Line-of-Credit may charge a fee .Does Oakland University Credit Union Instant Cash Line-of-Credit charge a late fee?
Yes, Oakland University Credit Union Instant Cash Line-of-Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | No |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Oakland University Credit Union Instant Cash Line-of-Credit?
Oakland University Credit Union Instant Cash Line-of-Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Oakland University Credit Union Instant Cash Line-of-Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Oakland University Credit Union Instant Cash Line-of-Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Oakland University Credit Union Instant Cash Line-of-Credit report your account activity to credit bureaus?
Yes, Oakland University Credit Union Instant Cash Line-of-Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Oakland University Credit Union perform a hard credit pull?
Yes, Oakland University Credit Union Instant Cash Line-of-Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Oakland University Credit Union Instant Cash Line-of-Credit
- Visit the Oakland University Credit Union Instant Cash Line-of-Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM