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Last Updated: 04/18/2025

Orlando Credit Union Vehicle Loans

in Auto Loans from Orlando Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Variable APR)

5.49% - 7.74%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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Orlando Credit Union Vehicle Loans Review

Orlando Credit Union Vehicle Loans is offered by Orlando Credit Union, a credit union founded in 1936 and based in Orlando, FL. Orlando Credit Union Vehicle Loans are available in 50 states and Washington, DC.

Orlando Credit Union Vehicle Loans FAQ

What APR does Orlando Credit Union Vehicle Loans offer on its car loans?

Orlando Credit Union Vehicle Loans offers a variable APR car loan product that ranges from 5.49% APR up to 7.74% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Orlando Credit Union Vehicle Loans?

Orlando Credit Union Vehicle Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Orlando Credit Union Vehicle Loans charge an origination fee?

Yes, Orlando Credit Union Vehicle Loans may charge a loan origination fee .

Does Orlando Credit Union Vehicle Loans charge a late fee?

Yes, Orlando Credit Union Vehicle Loans charges borrowers with a late payment penatly fee

Does Orlando Credit Union Vehicle Loans charge prepayment fees?

Yes, Orlando Credit Union Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Orlando Credit Union Vehicle Loans loan?

Yes, you can. However, Orlando Credit Union Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Orlando Credit Union Vehicle Loans?

Orlando Credit Union Vehicle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Orlando Credit Union Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Orlando Credit Union Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Orlando Credit Union Vehicle Loans report your account activity to credit bureaus?

Yes, Orlando Credit Union Vehicle Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Orlando Credit Union perform a hard credit pull?

Yes, Orlando Credit Union Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Orlando Credit Union a legit company?

Orlando Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1117 S Westmoreland Dr
Orlando, FL 32805
(407) 835-3500
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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