Last Updated: 04/18/2025
Orlando Credit Union Home Mortgage Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $726,200
Loan Term (Years)
15 - 30
Orlando Credit Union Home Mortgage Loans Review
Orlando Credit Union Home Mortgage Loans is offered by Orlando Credit Union , a credit union founded in 1936 and based in Orlando, FL. Orlando Credit Union Home Mortgage Loans are available in 50 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Orlando Credit Union Home Mortgage Loans offers FHA, USDA, VA, conforming, and conventional mortgages.
- Financing for single-family and multi-family properties. However, Orlando Credit Union does not offer financing for manufactured homes.
- Standard interest rates types. Orlando Credit Union Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Orlando Credit Union Home Mortgage Loans Pros & Cons
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Orlando Credit Union Home Mortgage Loans FAQ
How much can you borrow via Orlando Credit Union?
Orlando Credit Union Home Mortgage Loans allows borrowers to apply for loan amounts of up to $726,200. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with Orlando Credit Union Home Mortgage Loans?
Orlando Credit Union Home Mortgage Loans offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Orlando Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Orlando Credit Union Home Mortgage Loans may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Orlando Credit Union Home Mortgage Loans offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Orlando Credit Union Home Mortgage Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Orlando Credit Union Home Mortgage Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Orlando Credit Union Home Mortgage Loans is (407) 835-3500.
What is the support contact email?
The support contact email for is support@orlandocreditunion.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM