Skip to content
SuperMoney logo
SuperMoney logo
Auto Loans
Advertiser Disclosure

Last Updated: 04/18/2025

Ottawa Hiway CU Auto Loans

in Auto Loans from Ottawa Hiway Credit Union

Last Updated: 04/18/2025

Ottawa Hiway Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Offers

Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

6.25% - 8.25%(Verified 08/16/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 72
Speech bubbles icon

Ottawa Hiway CU Auto Loans Review

Ottawa Hiway CU Auto Loans is offered by Ottawa Hiway Credit Union, a credit union founded in 1963 and based in Ottawa, IL. Ottawa Hiway CU Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

Ottawa Hiway CU Auto Loans FAQ

What APR does Ottawa Hiway CU Auto Loans offer on its car loans?

Ottawa Hiway CU Auto Loans offers a fixed apr car loan product that ranges from 6.25% APR up to 8.25% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Ottawa Hiway CU Auto Loans?

Ottawa Hiway CU Auto Loans has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Ottawa Hiway CU Auto Loans charge an origination fee?

Yes, Ottawa Hiway CU Auto Loans may charge a loan origination fee .

Does Ottawa Hiway CU Auto Loans charge a late fee?

Yes, Ottawa Hiway CU Auto Loans charges borrowers with a late payment penatly fee of up to $25.00

Does Ottawa Hiway CU Auto Loans charge prepayment fees?

Yes, Ottawa Hiway CU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Ottawa Hiway CU Auto Loans loan?

Yes, you can. However, Ottawa Hiway CU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Ottawa Hiway CU Auto Loans?

Ottawa Hiway CU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Ottawa Hiway CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ottawa Hiway CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Ottawa Hiway CU Auto Loans report your account activity to credit bureaus?

Yes, Ottawa Hiway CU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Ottawa Hiway Credit Union perform a hard credit pull?

Yes, Ottawa Hiway CU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Ottawa Hiway Credit Union a legit company?

Ottawa Hiway Credit Union was founded in 1963, it is a well-established company that has been in business for 63 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

700 E Norris Dr
Ottawa, IL 61350
(815) 434-8475
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 3:00PM
Tuesday
8:00AM - 3:00PM
Wednesday
8:00AM - 3:00PM
Thursday
8:00AM - 3:00PM
Friday
8:00AM - 3:00PM
Saturday
Closed

Other Services by Ottawa Hiway Credit Union