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Last Updated: 04/18/2025

OUCU Financial ATV & UTV Loans

in Auto Loans from OUCU Financial

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 7.24%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 60
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OUCU Financial ATV & UTV Loans Review

OUCU Financial ATV & UTV Loans is offered by OUCU Financial, a credit union founded in 1955 and based in Athens, OH. OUCU Financial ATV & UTV Loans are available in 50 states, 5 US territories, and Washington, DC.

OUCU Financial ATV & UTV Loans FAQ

What APR does OUCU Financial ATV & UTV Loans offer on its car loans?

OUCU Financial ATV & UTV Loans offers a fixed apr car loan product that ranges from 7.24% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with OUCU Financial ATV & UTV Loans?

OUCU Financial ATV & UTV Loans has car loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does OUCU Financial ATV & UTV Loans charge an origination fee?

Yes, OUCU Financial ATV & UTV Loans may charge a loan origination fee .

Does OUCU Financial ATV & UTV Loans charge a late fee?

Yes, OUCU Financial ATV & UTV Loans charges borrowers with a late payment penatly fee

Does OUCU Financial ATV & UTV Loans charge prepayment fees?

No, OUCU Financial ATV & UTV Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like OUCU Financial ATV & UTV Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my OUCU Financial ATV & UTV Loans loan?

Yes, you can. OUCU Financial ATV & UTV Loans does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for OUCU Financial ATV & UTV Loans?

OUCU Financial ATV & UTV Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OUCU Financial ATV & UTV Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OUCU Financial ATV & UTV Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does OUCU Financial ATV & UTV Loans report your account activity to credit bureaus?

Yes, OUCU Financial ATV & UTV Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does OUCU Financial perform a hard credit pull?

Yes, OUCU Financial ATV & UTV Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is OUCU Financial a legit company?

OUCU Financial was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

944 E State St
Athens, OH 45701
(740) 597-2800
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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