Skip to content
SuperMoney logo
SuperMoney logo
Auto Loan Refinancing
Advertiser Disclosure

Last Updated: 04/18/2025

OUCU Financial Auto Refinance Loan

in Auto Loan Refinancing from OUCU Financial

Last Updated: 04/18/2025

OUCU Financial logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Refinancing Offers

Compare auto loan refinancing offers from multiple vetted lenders.

Compare auto loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

Starting at 6.24%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
Speech bubbles icon

OUCU Financial Auto Refinance Loan Review

OUCU Financial Auto Refinance Loan is an auto loan refinance offering by OUCU Financial, based in Athens, OH. Founded in 1955, OUCU Financial offers auto refinance loans in 55 states (and Washington, DC).

What are the auto loan refinancing rates offered through OUCU Financial Auto Refinance Loan?

OUCU Financial Auto Refinance Loan offers a fixed APR car loan refinancing product that ranges from 6.24% APR.

What is the maximum loan term you can get with OUCU Financial Auto Refinance Loan?

OUCU Financial Auto Refinance Loan offers auto refinancing with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does OUCU Financial Auto Refinance Loan charge an origination fee on auto refinance loans?

Yes, OUCU Financial Auto Refinance Loan charges a loan origination fee .

Does OUCU Financial Auto Refinance Loan charge a late fee?

Yes, auto refinance loans via OUCU Financial Auto Refinance Loan are subject to late payment penalty fees .

Does OUCU Financial Auto Refinance Loan charge prepayment fees?

Yes, OUCU Financial Auto Refinance Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for OUCU Financial Auto Refinance Loan?

OUCU Financial Auto Refinance Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OUCU Financial Auto Refinance Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OUCU Financial Auto Refinance Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does OUCU Financial Auto Refinance Loan report your account activity to credit bureaus?

Yes, OUCU Financial Auto Refinance Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does OUCU Financial perform a hard credit pull?

Yes, OUCU Financial Auto Refinance Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is OUCU Financial a legit company?

OUCU Financial was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

944 E State St
Athens, OH 45701
(740) 597-2800
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

Other Services by OUCU Financial