Is Reliable Credit Auto Loan the right fit for you?
Auto Loans
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Last Updated: 04/18/2025
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Highlights
Amount Range
$1,000 - $50,000
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APR
Starting at 5%(Verified 06/21/2024)
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Credit Score Range
500 - 800
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Loan Term (Months)
Up to 72
Reliable Credit Auto Loan Review
Reliable Credit Auto Loan is offered by Reliable Credit, a direct lender founded in 1958 and based in Milwaukie, OR. Reliable credit are available in 4 states.
Reliable credit FAQ
How much can you borrow via Reliable credit?
Reliable credit loan amounts start at $1,000 and go up to $50,000.
What APR does Reliable credit offer on its car loans?
Reliable credit offers an car loan product that ranges from 5% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Reliable credit?
Reliable credit has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Reliable credit charge an origination fee?
Yes, Reliable credit may charge a loan origination fee .
Does Reliable credit charge a late fee?
Yes, Reliable credit charges borrowers with a late payment penalty fee
Does Reliable credit charge prepayment fees?
No, Reliable credit will not charge you a fee for paying your loan early. Whenever possible choose lenders like Reliable credit that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Reliable credit loan?
Yes, you can. Reliable credit does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Reliable Credit Auto Loan?
Applicants with a credit score of at least 500 and up to 800 may be eligible for Reliable Credit Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Reliable Credit Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan via Reliable credit?
Reliable credit will typically fund the car loan within 7 business days of booking.Does Reliable Credit perform a hard credit pull?
Yes, Reliable credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Reliable Credit a legit company?
Reliable Credit was founded in 1958, it is a well-established company that has been in business for 68 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Reliable Credit Auto Loan Disclosure: "Rates and fees vary based on applicant creditworthiness, loan structure, and applicable laws."
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Reliable Credit Auto Loan Community Reviews
Would you recommend Reliable Credit Auto Loan to your friends?
U
Anonymous
Aug 2, 2021
May or may not recommend
They're honest! There's a reason they're called reliable! they've always been there in the time of need!
Megan C.
Jan 18, 2020
May or may not recommend
NEVER will I EVER recommend this company.
1. They make repeated inquiries on your credit each month, even post reposession.
2. After 1 missed payment they repossessed my car, even though they knew it was to get tabs for the car.
3. They wont let you get your belonging out without a massive fine.
4. They lie when they say they document your conversations.
5. even though i paid every month on time, and ...Show More
Chan S.
Oct 7, 2019
May or may not recommend
This company are nothing but low life wanna be loan sharks. Not worth the stress and hassle EVER
CD
Crystal D.
Jul 20, 2019
May or may not recommend
Worst place ever to get a loan through very rude customer service had car month something happened to it have a warranty nothing is covered by it they do not care about their customers
Showing 4 of 4 reviews