Reliable Credit Auto Loan Review

Reliable Credit Auto Loan is an auto purchase finance offering by Reliable Credit, based in Milwaukie, OR. Founded in 1958, Reliable Credit offers auto loans in 4 states across the USA.

How much can you borrow via Reliable Credit Auto Loan?

Reliable Credit Auto Loan auto loan amounts start at $1,000 and go up to $50,000.

What APR does Reliable Credit Auto Loan offer on its auto loans?

Reliable Credit Auto Loan offers an auto loan product that ranges from 5% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Reliable Credit Auto Loan?

Reliable Credit Auto Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Reliable Credit Auto Loan charge an origination fee?

Yes, Reliable Credit Auto Loan may charge a loan origination fee.

Does Reliable Credit Auto Loan charge a late fee?

Yes, Reliable Credit Auto Loan charges borrowers with a late payment penatly fee

Does Reliable Credit Auto Loan charge prepayment fees?

No, Reliable Credit Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Reliable Credit Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Reliable Credit Auto Loan?

Applicants with a credit score of at least 500 can apply for a loan via Reliable Credit Auto Loan. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan via Reliable Credit Auto Loan? Reliable Credit Auto Loan will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.