Reliable Credit Personal Loans Review

Reliable Credit Personal Loans is offered by Reliable Credit, a direct lender founded in 1958 and based in Milwaukie, OR. Reliable Credit Personal Loans is available in 4 states across the USA.

Key takeaways

• Fast access to cash. In some cases you can get your money within 1 business day.
• Fair credit accepted. The credit score needed for Reliable Credit Personal Loans is relatively low. Borrowers with a credit score as low as 640 may qualify for Reliable Credit Personal Loans.
• Hard credit pull required. You can't check your rates or see if you prequalify for Reliable Credit Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• Cosigner applications accepted. Applying for Reliable Credit Personal Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.

Reliable Credit Personal Loans Pros and Cons:

What rates and terms does Reliable Credit Personal Loans offer?

Reliable Credit Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Reliable Credit Personal Loans charge?

What do you need to qualify for Reliable Credit Personal Loans?

Reliable Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Reliable Credit Personal Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

What is the estimated funding time for a personal loan via Reliable Credit Personal Loans?

Reliable Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 7 business days.