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  Reliable Credit Personal Loans

Reliable Credit Personal Loans

in Personal Loans from Reliable Credit

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Reliable Credit Personal Loans

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in Personal Loans from Reliable Credit

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Highlights
Highlights
APR N/A
Loan Amount Starting at $1,000
Loan Term (Months) 12 - 24 months

Reliable Credit Personal Loans Review

Reliable Credit Personal Loans is offered by Reliable Credit, a direct lender founded in 1958 and based in Milwaukie, OR. Reliable Credit Personal Loans is available in 4 states across the USA.

Key Takeaways
  • Fast access to cash. In some cases you can get your money within 1 business day.
  • Hard credit pull required. You can't check your rates or see if you prequalify for Reliable Credit Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Cosigner applications accepted. Applying for Reliable Credit Personal Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
Reliable Credit Personal Loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Cosigners accepted.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Reliable Credit Personal Loans does not report to credit bureaus.
  • Charges a late fee.
Reliable Credit Personal Loans FAQ

What rates and terms does Reliable Credit Personal Loans offer?

Reliable Credit Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Reliable Credit Personal Loans offer?

Reliable Credit Personal Loans offers a personal loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Reliable Credit Personal Loans?

Loan amounts start at $1,000

What can a personal loan from Reliable Credit Personal Loans be used for?

Personal loans from Reliable Credit Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Reliable Credit Personal Loans?

Reliable Credit Personal Loans offers personal loans with terms ranging from 12 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Reliable Credit Personal Loans Rates & Terms
Loan Amount Starting at $1000
Loan Term 12 - 24 months
APR N/A

What fees does Reliable Credit Personal Loans charge?

Does Reliable Credit Personal Loans charge an origination fee?

Reliable Credit Personal Loans may charge a loan origination fee.

Does Reliable Credit Personal Loans charge a late fee?

Yes, Reliable Credit Personal Loans may charge borrowers a late payment fee.

Does Reliable Credit Personal Loans charge prepayment fees?

No, Reliable Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Reliable Credit Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Reliable Credit Personal Loans?

Applicants with a credit score of at least 640 and up to 750 may be eligible for Reliable Credit Personal Loans.

Reliable Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Reliable Credit Personal Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

Reliable Credit Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Cosigners
  • Credit Score 640 - 750

    What is the estimated funding time for a personal loan via Reliable Credit Personal Loans?

    Reliable Credit Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 7 business days.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    • Headquarters
    •   10690 SE McLoughlin Blvd
      Milwaukie, OR 97222 USA
    •   Visit Site

    Other Services by Reliable Credit

    Availability

      Available in 4 states
    • Arizona
    • Idaho
    • Oregon
    • Washington

    Feature Breakdown

    No Prepayment Fee  
    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Cosigner
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Credit Score Range 640 - 750
    Loan Amount Starting at $1,000
    Loan Term 12 - 24 months

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