Jump to Section

Advertiser Disclosure

Last Updated: 04/18/2025

Reliable Credit Personal Loans

in Personal Loans from Reliable Credit

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Cast Your Vote

Get Competing Personal Loan Offers

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights

APR

N/A

Amount Range

Starting at $1,000

Loan Term (Months)

12 - 24

Reliable Credit Personal Loans Review

Reliable Credit Personal Loans is offered by Reliable Credit, a direct lender founded in 1958 and based in Milwaukie, OR. Reliable Credit loans are available in 4 states.

Key Takeaways

Fast access to funds. If approved, you can sometimes get your money within 1 business day*.

Reliable Credit loans Pros & Cons

Pros

Cons

No prepayment penalty.
Considers applicants with fair credit.
Get funded in as little as 1 business day.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Reliable Credit Personal Loans does not report to credit bureaus.
No co-sign option available.

Reliable Credit loans FAQ

What interest rates and personal loan terms does Reliable Credit loans offer?

Reliable Credit loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Reliable Credit loans offer?

Reliable Credit loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Reliable Credit loans?

Personal loan amounts start at $1,000 .

What is the maximum loan term you can get with Reliable Credit loans?

Reliable Credit loans offers loans with terms of up to 24 months.

Reliable Credit loans Interest Rates & Loan Terms

Personal Loan Amount

Starting at $1000

Loan Term

12 - 24 months

APR

N/A

What fees does Reliable Credit loans charge?

Does Reliable Credit loans charge an origination fee?

Reliable Credit loans may charge a personal loan origination fee .

Does Reliable Credit loans charge a late fee?

Reliable Credit loans does not disclose whether it charges late payment fees.

Does Reliable Credit loans charge prepayment fees?

No, Reliable Credit loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Reliable Credit loans Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Reliable Credit Personal Loans?

Applicants with a credit score of at least 640 and up to 750 may be eligible for Reliable Credit Personal Loans.

Reliable Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

Reliable Credit loans Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Credit Score

640 - 750

What is the estimated funding time for a personal loan via Reliable Credit loans?

Reliable Credit loans will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.

Does Reliable Credit perform a hard credit pull?

Yes, Reliable Credit loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Reliable Credit Personal Loans legit?

Reliable Credit was founded in 1958, it is a well-established company that has been in business for 68 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

10690 SE McLoughlin Blvd

Milwaukie, OR 97222

Visit Site

Email Support