SuperMoney 
  Santander Consumer USA Car Financing

Santander Consumer USA Car Financing

in Auto Loans from Santander Bank

Unaffiliated

Santander Consumer USA Car Financing

Unaffiliated

in Auto Loans from Santander Bank

SuperMoney Net Recommendation Score -58% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

11 users recommend
5 users are unsure
49 users don't recommend
Cast your vote
Cast your vote

Would you recommend Santander Consumer USA Car Financing to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $5,000 - $75,000
APR Starting at 1.99%
Credit Score Range 650 - 850
Loan Term Up to 72 months
Number of Reviews 65

Santander Consumer USA Car Financing Review

Santander Consumer USA Car Financing is an auto purchase finance offering by Santander Bank, based in Wilmington, DE. Founded in 1857, Santander Bank offers auto loans in 48 states (and Washington, DC).

How much can you borrow via Santander Consumer USA Car Financing?

Santander Consumer USA Car Financing auto loan amounts start at $5,000 and go up to $75,000.

What APR does Santander Consumer USA Car Financing offer on its auto loans?

Santander Consumer USA Car Financing offers an auto loan product that ranges from 1.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Santander Consumer USA Car Financing?

Santander Consumer USA Car Financing has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Santander Consumer USA Car Financing charge an origination fee?

Yes, Santander Consumer USA Car Financing may charge a loan origination fee.

Does Santander Consumer USA Car Financing charge a late fee?

Yes, Santander Consumer USA Car Financing charges borrowers with a late payment penatly fee

Does Santander Consumer USA Car Financing charge prepayment fees?

Yes, Santander Consumer USA Car Financing does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Santander Consumer USA Car Financing?

Applicants with a credit score of at least 650 can apply for a loan via Santander Consumer USA Car Financing. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via Santander Consumer USA Car Financing? Santander Consumer USA Car Financing will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

SANTANDER CONSUMER USA CAR FINANCING Disclosure: "Rates depend on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 70 months would have a monthly payment of $353.63 with no down-payment required."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 48 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Application Fee $0
Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 7
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $5K - $75K
Loan Term Up to 72
APR Starting at 1.99%

Santander Consumer USA Car Financing Community Reviews

 
 

Would you recommend Santander Consumer USA Car Financing to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)
Page 1 of 4