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  Santander Bank Simply Right Checking

Santander Bank Simply Right Checking

in Checking Accounts from Santander Bank · fdic

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Santander Bank Simply Right Checking

Unaffiliated

in Checking Accounts from Santander Bank · Member FDIC

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating

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Monthly Fee $0 - $10
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Santander Bank Simply Right Checking Review

Santander Bank Simply Right Checking is offered by Santander Bank, a bank founded in 1857 and based in Wilmington, DE. Santander Bank Simply Right Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, Santander Bank Simply Right Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10.
  • No ATM fees. Santander Bank Simply Right Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
Santander Simply Right checking Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Santander Simply Right checking FAQ

Are checking accounts from Santander Bank federally insured?

Yes, your Santander Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Santander Simply Right checking offer?

Santander Simply Right checking is not an interest-bearing account.

What are the account minimums for Santander Simply Right checking?

Santander Simply Right checking requires a minimum initial deposit of $25 to open an account.

Santander Bank Simply Right Checking Minimums
Description
Minimum Opening Deposit Starting at $25

What fees does Santander Simply Right checking charge?

This account charges a monthly service fee of up to $10.

Santander Bank Simply Right Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $30
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 4%
Monthly Fee $0 - $10
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $12
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $13
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $13
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $3

Does Santander Simply Right checking charge overdraft fees?

Yes, Santander Simply Right checking charges a $35 fee for every overdraft.

Santander Simply Right checking offers overdraft protection at a cost of $12 per transaction.

What features and perks does Santander Simply Right checking offer?

This account includes the following features:

  • Fraud monitoring - Santander Simply Right checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - Santander Simply Right checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Santander Simply Right checking?

The customer support email for Santander Simply Right checking is customerrelations@santander.us.

How do people rate the customer service and user experience of Santander Simply Right checking?

Overall, Santander Simply Right checking is strongly not recommended based on community reviews that rate customer service and user experience.

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Message From Santander Bank Simply Right Checking

Thanks for checking in. Choose the account that works for you. You'll like Simply Right® Checking if you’re looking for a simple checking account with an easy-to-waive Monthly Fee. 

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Early Account Closure $0
Debit Card Replacement Fee $30
Foreign Transaction Fee (Debit Card) 4%
Monthly Fee $0 - $10
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $12
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $13
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $13
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $3
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing

Santander Bank Simply Right Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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