Overview

Where does Santander Bank Checking Account do business?

Santander Bank Checking Account is based in Wilmington, DE. It was founded in 1857 and offers checking accounts services in 9 states across the USA.

Santander Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Santander Bank offer?

Santander Bank Checking Account offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What features and perks does Santander Bank Checking Account offer?

This account includes the following features:

• Mobile Banking - Santander Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Santander Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $35.

• Outgoing domestic bank transfers come with a $25 fee.
• Incoming domestic bank transfers come with a $13 fee.
• Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $13 fee.
• Santander Bank Checking Account charges $3 every time you request a paper statement.
• Every returned deposit incurs in a $3 charge.