Santander Bank Simply Right Checking Review

Santander Bank Simply Right Checking is offered by Santander Bank, a bank founded in 1857 and based in Wilmington, DE. Santander Bank Simply Right Checking is available in 50 states (and Washington, DC).

• 0% APY. As with most checking accounts, Santander Bank Simply Right Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $10, but there are ways to waive the fee.
• No ATM fees. Santander Bank Simply Right Checking does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
• Hard credit pull. Santander Bank may require a hard pull on your credit report to open a checking account.

Are checking accounts from Santander Bank federally insured?

Yes, your Santander Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Santander Bank Simply Right Checking offer?

Santander Bank Simply Right Checking is not an interest-bearing account.

What are the account minimums for Santander Bank Simply Right Checking?

Santander Bank Simply Right Checking requires a minimum initial deposit of $25 to open an account.

What fees does Santander Bank Simply Right Checking charge?

This account charges a monthly service fee of up to $10.

Does Santander Bank Simply Right Checking charge overdraft fees?

Santander Bank Simply Right Checking offers overdraft protection at a cost of $12 per transaction.

What features and perks does Santander Bank Simply Right Checking offer?

This account includes the following features:

• Fraud monitoring - Santander Bank Simply Right Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Mobile Banking Services - Santander Bank Simply Right Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

How do people rate the customer service and user experience of Santander Bank Simply Right Checking?

Overall, Santander Bank Simply Right Checking is strongly not recommended based on community reviews that rate customer service and user experience.