Last Updated: 04/18/2025
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Amount Range
APR (Variable APR)
Santander Bank Personal Line of Credit Review
Santander Bank Personal Line of Credit FAQ
What APRs does Santander Bank Personal Line of Credit offer?
Does the Santander Bank Personal Line of Credit charge an origination fee?
Yes, Santander Bank Personal Line of Credit charges a line of credit origination fee .Does the Santander Bank Personal Line of Credit charge a cash advance fee?
Yes, Santander Bank Personal Line of Credit may charge a fee .Does Santander Bank Personal Line of Credit charge a late fee?
Yes, Santander Bank Personal Line of Credit may charge borrowers a late payment fee .How much can you borrow via Santander Bank Personal Line of Credit?
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | No |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Santander Bank Personal Line of Credit?
Applicants with a credit score of at least 680 and up to 850 may be eligible for Santander Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Santander Bank Personal Line of Credit report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Santander Bank perform a hard credit pull?
How to apply for Santander Bank Personal Line of Credit
- Visit the Santander Bank Personal Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Santander Bank Personal Line of Credit Community Reviews
Would you recommend Santander Bank Personal Line of Credit to your friends?
Akech Akech D.
Sep 29, 2023
May or may not recommend
Showing 1 of 1 reviews