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Last Updated: 04/18/2025

Santander Bank Personal Line of Credit

from Santander Bank

Last Updated: 04/18/2025

Santander Bank logo
Rating not yet determined1 total votes
1 users recommend

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Amount Range

$5,000 - $35,000

APR (Variable APR)

Starting at 9.74%(Verified 06/21/2024)
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Santander Bank Personal Line of Credit Review

Santander Bank Personal Line of Credit is offered through Santander Bank, a bank founded in 1857 and based in Boston, MA. Santander personal line of credit are available in 11 states and Washington, DC.

Santander Bank Personal Line of Credit FAQ

What APRs does Santander Bank Personal Line of Credit offer?

Santander Bank Personal Line of Credit offers a variable APR that starts at 9.74% APR.

Does the Santander Bank Personal Line of Credit charge an origination fee?

Yes, Santander Bank Personal Line of Credit charges a line of credit origination fee .

Does the Santander Bank Personal Line of Credit charge a cash advance fee?

Yes, Santander Bank Personal Line of Credit may charge a fee .

Does Santander Bank Personal Line of Credit charge a late fee?

Yes, Santander Bank Personal Line of Credit may charge borrowers a late payment fee .

How much can you borrow via Santander Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your Santander Bank Personal Line of Credit personal line of credit will be assigned a credit limit of at least $5,000 and as much as $35,000. .

What do you need to qualify for Santander Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for Santander Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Santander Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Santander Bank Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Santander Bank Personal Line of Credit report your account activity to credit bureaus?

Yes, Santander Bank Personal Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Santander Bank perform a hard credit pull?

Yes, Santander personal line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Santander Bank Personal Line of Credit

  • Visit the Santander Bank Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

75 State St
Boston, MA 02109
Visit Site
Email Support

Hours of Operation

Sunday
8:00AM - 8:00PM
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
8:00AM - 8:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Santander Bank Personal Line of Credit Community Reviews

Would you recommend Santander Bank Personal Line of Credit to your friends?

AA

Akech Akech D.

Sep 29, 2023

May or may not recommend

Yeah I can recommend someone to withdraw his money from Santander bank

Showing 1 of 1 reviews

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