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Last Updated: 04/18/2025

Sierra Central Credit Union Auto Loans

in Auto Loans from Sierra Central Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

Up to $25,000

APR (Factor Based)

6.49% - 18.74%(Verified 06/21/2024)

Credit Score Range

600 - 850

Loan Term (Months)

N/A

Sierra Central Credit Union Auto Loans Review

Sierra Central Credit Union Auto Loans is offered by Sierra Central Credit Union, a credit union founded in 1955 and based in Yuba City, CA. sierra central credit union are available in 50 states and Washington, DC.

sierra central credit union FAQ

What APR does sierra central credit union offer on its car loans?

sierra central credit union offers a car loan product that ranges from 6.49% APR up to 18.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does sierra central credit union charge an origination fee?

Yes, sierra central credit union may charge a loan origination fee .

Does sierra central credit union charge a late fee?

Yes, sierra central credit union charges borrowers with a late payment penatly fee

Does sierra central credit union charge prepayment fees?

Yes, sierra central credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my sierra central credit union loan?

Yes, you can. However, sierra central credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Sierra Central Credit Union Auto Loans?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Sierra Central Credit Union Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Sierra Central Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sierra Central Credit Union Auto Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit

Does Sierra Central Credit Union perform a hard credit pull?

Yes, sierra central credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is sierra central credit union a legit company?

sierra central credit union was founded in 1955, it is a well-established company that has been in business for 71 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1351 Harter Pkwy

Yuba City, CA 95993

(800) 222-7228

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Hours of Operation

Sunday

Closed

Monday

7:00AM - 7:00PM

Tuesday

7:00AM - 7:00PM

Wednesday

7:00AM - 7:00PM

Thursday

7:00AM - 7:00PM

Friday

7:00AM - 7:00PM

Saturday

Closed

Sierra Central Credit Union Auto Loans

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Highlights

Sierra Central Credit Union Auto Loans Review

sierra central credit union FAQ

What APR does sierra central credit union offer on its car loans?

Does sierra central credit union charge an origination fee?

Does sierra central credit union charge a late fee?

Does sierra central credit union charge prepayment fees?

Can I pay off early my sierra central credit union loan?

What do you need to qualify for Sierra Central Credit Union Auto Loans?

Does Sierra Central Credit Union perform a hard credit pull?

Is sierra central credit union a legit company?

Contact

Hours of Operation

Other Services by Sierra Central Credit Union