Question 1

What APR does sierra central credit union offer on its car loans?

Accepted Answer

sierra central credit union offers a car loan product that ranges from 6.49% APR up to 18.74% APR. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these... Learn More at SuperMoney.com

Question 2

Does sierra central credit union charge an origination fee?

Accepted Answer

Yes, sierra central credit union may charge a loan origination fee .

Question 3

Does sierra central credit union charge a late fee?

Accepted Answer

Yes, sierra central credit union charges borrowers with a late payment penalty fee

Question 4

Does sierra central credit union charge prepayment fees?

Accepted Answer

Yes, sierra central credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Question 5

Can I pay off early my sierra central credit union loan?

Accepted Answer

Yes, you can. However, sierra central credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

Question 6

What do you need to qualify for Sierra Central Credit Union Auto Loans?

Accepted Answer

Applicants with a credit score of at least 600 and up to 850 may be eligible for Sierra Central Credit Union Auto Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Sierra Central Credit Union Auto Loans does not have or does not disclose a minimum annual income... Learn More at SuperMoney.com

Question 7

Does Sierra Central Credit Union perform a hard credit pull?

Accepted Answer

Yes, sierra central credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer. Click here to get prequalified rates from multiple leading lenders without a hard... Learn More at SuperMoney.com

Question 8

Is sierra central credit union a legit company?

Accepted Answer

sierra central credit union was founded in 1955, it is a well-established company that has been in business for 71 years. Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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