Sierra Central Credit Union Personal Loans
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| APR (Factor Based) |
9.74% - 16.74% (Verified 08/04/2023) |
| Loan Amount | $500 - $25,000 |
| Loan Term (Months) | 36 - 60 months |
Sierra Central Credit Union Personal Loans Review
Sierra Central Credit Union Personal Loans is offered by sierra central credit union, a credit union founded in 1955 and based in Yuba City, CA. sierra central credit union are available in 50 states (and Washington, DC).
Key Takeaways
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Sierra Central Credit Union Personal Loans early.
sierra central credit union Pros & Cons
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sierra central credit union FAQ
What interest rates and personal loan terms does sierra central credit union offer?
What interest rates does sierra central credit union offer?
sierra central credit union offers a personal loan product that ranges from 9.74% APR up to 16.74% APR.
How much can you borrow via sierra central credit union?
Personal loan amounts start at $500and go up to $25,000
What is the maximum loan term you can get with sierra central credit union?
sierra central credit union offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $25000 |
| Loan Term | 36 - 60 months |
| APR | 9.74% - 16.74% |
What fees does sierra central credit union charge?
Does sierra central credit union charge an origination fee?
sierra central credit union may charge a personal loan origination fee.
Does sierra central credit union charge a late fee?
No, sierra central credit union will not charge you a late fee if you miss one of the monthly payments.
Does sierra central credit union charge prepayment fees?
No, sierra central credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Sierra Central Credit Union Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Sierra Central Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Sierra Central Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Sierra Central Credit Union Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Sierra Central Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sierra Central Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 600 - 850 |
Are Sierra Central Credit Union Personal Loans legit?
Sierra Central Credit Union was founded in 1955, it is a well-established company that has been in business for 68 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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1351 Harter Pkwy
Yuba City, CA 95993 - (800) 222-7228
- Visit Site
Other Services by Sierra Central Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Minimum Age | 18 |
| Supported Income Types |
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| Verification Documents Required |
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| Credit Score Range | 600 - 850 |
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