Last Updated: 04/18/2025
Sierra Central Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Factor Based)
9.74% - 16.74%(Verified 06/21/2024)
Amount Range
$500 - $25,000
Loan Term (Months)
36 - 60
Sierra Central Credit Union Personal Loans Review
Sierra Central Credit Union Personal Loans is offered by Sierra Central Credit Union, a credit union founded in 1955 and based in Yuba City, CA. sierra central credit union are available in 50 states and Washington, DC.
Key Takeaways
sierra central credit union Pros & Cons
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sierra central credit union FAQ
What interest rates and personal loan terms does sierra central credit union offer?
What interest rates does sierra central credit union offer?
sierra central credit union offers a personal loan product that ranges from 9.74% APR up to 16.74% APR.
How much can you borrow via sierra central credit union?
Personal loan amounts start at $500 and go up to $25,000
What is the maximum loan term you can get with sierra central credit union?
sierra central credit union offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $25000 |
| Loan Term | 36 - 60 months |
| APR | 9.74% - 16.74% |
What fees does sierra central credit union charge?
Does sierra central credit union charge an origination fee?
sierra central credit union may charge a personal loan origination fee .
Does sierra central credit union charge a late fee?
sierra central credit union does not disclose whether it charges late payment fees.
Does sierra central credit union charge prepayment fees?
No, sierra central credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Sierra Central Credit Union Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Sierra Central Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Sierra Central Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sierra Central Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 850 |
Does Sierra Central Credit Union perform a hard credit pull?
Yes, sierra central credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Sierra Central Credit Union Personal Loans legit?
sierra central credit union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
Closed