Last Updated: 04/18/2025
Singing River FCU First-Time Auto Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
Up to $18,000
APR (Fixed APR)
8.99%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 60
Singing River FCU First-Time Auto Loan Review
Singing River FCU First-Time Auto Loan is offered by Singing River Federal Credit Union, a credit union founded in 1953 and based in Moss Point, MS. Singing River FCU First-Time Auto Loan are available in 50 states and Washington, DC.
Singing River FCU First-Time Auto Loan FAQ
What APR does Singing River FCU First-Time Auto Loan offer on its car loans?
Singing River FCU First-Time Auto Loan offers a fixed apr car loan product of 8.99%
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Singing River FCU First-Time Auto Loan?
Singing River FCU First-Time Auto Loan has car loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Singing River FCU First-Time Auto Loan charge an origination fee?
Yes, Singing River FCU First-Time Auto Loan may charge a loan origination fee .
Does Singing River FCU First-Time Auto Loan charge a late fee?
Yes, Singing River FCU First-Time Auto Loan charges borrowers with a late payment penatly fee
Does Singing River FCU First-Time Auto Loan charge prepayment fees?
Yes, Singing River FCU First-Time Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Singing River FCU First-Time Auto Loan loan?
Yes, you can. However, Singing River FCU First-Time Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Singing River FCU First-Time Auto Loan?
Singing River FCU First-Time Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Singing River FCU First-Time Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Singing River FCU First-Time Auto Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Singing River FCU First-Time Auto Loan report your account activity to credit bureaus?
Yes, Singing River FCU First-Time Auto Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Singing River Federal Credit Union perform a hard credit pull?
Yes, Singing River FCU First-Time Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Singing River Federal Credit Union a legit company?
Singing River Federal Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed